Thomasville Bancshares (THVB) & Its Rivals Head to Head Review

Valuation & Earnings

This table compares Thomasville Bancshares and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Thomasville Bancshares	$137.59 million	$44.71 million	14.42
Thomasville Bancshares Competitors	$809.09 million	$157.65 million	14.36

Thomasville Bancshares’ peers have higher revenue and earnings than Thomasville Bancshares. Thomasville Bancshares is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Dividends

Thomasville Bancshares pays an annual dividend of $2.90 per share and has a dividend yield of 2.9%. Thomasville Bancshares pays out 42.3% of its earnings in the form of a dividend. As a group, “BANKS – SOUTHEAST” companies pay a dividend yield of 1.9% and pay out 25.2% of their earnings in the form of a dividend.

Insider & Institutional Ownership

50.4% of shares of all “BANKS – SOUTHEAST” companies are owned by institutional investors. 12.8% of shares of all “BANKS – SOUTHEAST” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Risk & Volatility

Thomasville Bancshares has a beta of 0.2, meaning that its stock price is 80% less volatile than the S&P 500. Comparatively, Thomasville Bancshares’ peers have a beta of 0.59, meaning that their average stock price is 41% less volatile than the S&P 500.

Profitability

This table compares Thomasville Bancshares and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Thomasville Bancshares	N/A	N/A	N/A
Thomasville Bancshares Competitors	15.98%	9.61%	1.05%

Summary

Thomasville Bancshares peers beat Thomasville Bancshares on 9 of the 11 factors compared.

About Thomasville Bancshares

Thomasville Bancshares, Inc. operates as the bank holding company for Thomasville National Bank that provides a range of banking services to individual and corporate customers primarily in Thomas and Glynn counties, Georgia, Leon County, Florida, and the surrounding counties. The company offers checking and savings accounts; money market accounts; and certificates of deposits. It also provides commercial real estate mortgage loans, such as non-farm and non-residential commercial real estate loans, construction loans for commercial businesses, multifamily loans secured by income producing properties, and farmland; and 1-4 family residential loans, including first mortgage liens, junior liens, and home equity lines. In addition, the company offers commercial, financial, and agricultural loans; consumer loans comprising direct consumer instalment loans, overdrafts, and other revolving credit loans and educational loans; and loans to municipalities and development authorities. Further, it provides trust and money management services. The company was incorporated in 1995 and is based in Thomasville, Georgia.