Assetmark Inc. Raises Holdings in Synchrony Financial $SYF

Assetmark Inc. boosted its stake in shares of Synchrony Financial (NYSE:SYF) by 48.3% in the third quarter, Holdings Channel reports. The institutional investor owned 4,349,059 shares of the financial services provider’s stock after acquiring an additional 1,416,909 shares during the period. Assetmark Inc.’s holdings in Synchrony Financial were worth $309,001,000 as of its most recent SEC filing.

A number of other institutional investors and hedge funds have also made changes to their positions in the stock. Westside Investment Management Inc. raised its position in shares of Synchrony Financial by 100.0% in the 3rd quarter. Westside Investment Management Inc. now owns 358 shares of the financial services provider’s stock worth $25,000 after acquiring an additional 179 shares in the last quarter. Investors Towarzystwo Funduszy Inwestycyjnych Spolka Akcyjna purchased a new stake in Synchrony Financial during the 2nd quarter worth approximately $26,000. Salomon & Ludwin LLC increased its stake in Synchrony Financial by 54.9% during the 3rd quarter. Salomon & Ludwin LLC now owns 412 shares of the financial services provider’s stock valued at $29,000 after purchasing an additional 146 shares in the last quarter. True Wealth Design LLC lifted its position in Synchrony Financial by 5,787.5% during the 2nd quarter. True Wealth Design LLC now owns 471 shares of the financial services provider’s stock worth $31,000 after acquiring an additional 463 shares during the period. Finally, Ashton Thomas Securities LLC acquired a new stake in Synchrony Financial during the third quarter worth about $35,000. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Zacks Research published a bullish long‑term forecast, issuing a FY2028 EPS estimate of $11.11 for Synchrony — well above the current consensus (~$7.67). That implies meaningful upside to forward earnings power if the firm achieves the drivers behind that view.
• Positive Sentiment: Zacks also raised near‑term/near‑cycle estimates in places — notably lifting FY2026 estimates (to $9.29) and increasing some quarterly forecasts (including Q1 2026 and Q2 2026). Those upward revisions support the argument for better-than-expected 2026 earnings execution.
• Neutral Sentiment: Synchrony released its monthly credit‑performance statistics (investors should watch trends in charge‑offs, delinquencies and receivables for signals on asset quality and reserve needs). Synchrony Financial Reports Monthly Credit Performance Statistics
• Neutral Sentiment: Management presented at the UBS Financial Services Conference; the transcript may contain detail on strategy, margins and capital deployment but produced no clear market-moving announcement. Synchrony Financial Presents at UBS Financial Services Conference 2026 Transcript
• Neutral Sentiment: Industry/strategy pieces explain how Synchrony competes among large S&P 500 peers — useful context but not an immediate catalyst. How Synchrony Financial (NYSE:SYF) Competes Among Top S&P 500 Companies
• Negative Sentiment: At the same time, Zacks issued several downward revisions to near‑term quarters and parts of the FY2027 outlook (cuts to certain Q1/Q3 2027 and Q3 2026 estimates and a lower FY2027 figure), creating mixed signals about short‑term earnings momentum and contributing to investor caution.
• Negative Sentiment: A Zacks comparison of Capital One (COF) vs. Synchrony highlights Capital One’s recent acquisitions and rising net interest income as differentiators — framing Capital One as having clearer near‑term growth/earnings catalysts versus Synchrony’s more niche, partner‑driven model. That peer comparison can push money away from SYF toward peers. COF vs. SYF: Which Credit Card Lender Offers More Upside?

Synchrony Financial Stock Performance

Shares of SYF opened at $71.10 on Friday. Synchrony Financial has a 1 year low of $40.54 and a 1 year high of $88.77. The stock has a market capitalization of $24.71 billion, a PE ratio of 7.65, a PEG ratio of 0.51 and a beta of 1.43. The company has a debt-to-equity ratio of 0.98, a quick ratio of 1.24 and a current ratio of 1.24. The stock has a 50-day simple moving average of $80.25 and a 200-day simple moving average of $75.83.

Synchrony Financial (NYSE:SYF) last released its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share for the quarter, topping analysts’ consensus estimates of $2.02 by $0.16. Synchrony Financial had a net margin of 15.72% and a return on equity of 23.07%. The firm had revenue of $3.79 billion for the quarter, compared to analyst estimates of $3.84 billion. During the same period in the prior year, the firm earned $1.91 earnings per share. The business’s quarterly revenue was down .2% compared to the same quarter last year. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. On average, analysts predict that Synchrony Financial will post 7.67 earnings per share for the current fiscal year.

Synchrony Financial Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Stockholders of record on Friday, February 6th will be given a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a dividend yield of 1.7%. The ex-dividend date of this dividend is Friday, February 6th. Synchrony Financial’s dividend payout ratio (DPR) is 12.92%.

Analysts Set New Price Targets

SYF has been the topic of several recent research reports. Wall Street Zen lowered Synchrony Financial from a “buy” rating to a “hold” rating in a research report on Saturday, January 31st. JPMorgan Chase & Co. cut their target price on shares of Synchrony Financial from $86.00 to $84.00 and set a “neutral” rating for the company in a research note on Wednesday, January 28th. Wells Fargo & Company lifted their price objective on Synchrony Financial from $95.00 to $100.00 and gave the stock an “overweight” rating in a research report on Monday, January 5th. Weiss Ratings reiterated a “buy (b-)” rating on shares of Synchrony Financial in a report on Wednesday, January 21st. Finally, Robert W. Baird downgraded shares of Synchrony Financial from a “strong-buy” rating to a “hold” rating in a report on Friday, December 5th. One analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating and eight have given a Hold rating to the company. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus target price of $87.05.

Insider Buying and Selling

In related news, insider Jonathan S. Mothner sold 32,000 shares of the company’s stock in a transaction that occurred on Monday, November 17th. The stock was sold at an average price of $72.80, for a total value of $2,329,600.00. Following the completion of the transaction, the insider directly owned 127,100 shares of the company’s stock, valued at $9,252,880. This represents a 20.11% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, Director Arthur W. Coviello, Jr. sold 4,000 shares of Synchrony Financial stock in a transaction on Monday, February 2nd. The stock was sold at an average price of $72.32, for a total transaction of $289,280.00. Following the sale, the director owned 32,444 shares in the company, valued at $2,346,350.08. This represents a 10.98% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 88,556 shares of company stock worth $6,419,730 over the last 90 days. 0.32% of the stock is owned by insiders.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.