Universal Insurance (UVE) Expected to Announce Earnings on Tuesday

Universal Insurance (NYSE:UVE) is projected to announce its Q4 2025 results after the market closes on Tuesday, February 24th. Analysts expect Universal Insurance to post earnings of $0.60 per share and revenue of $372.99 million for the quarter. Interested persons can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Wednesday, February 25, 2026 at 10:00 AM ET.

Universal Insurance Trading Down 1.9%

Shares of NYSE:UVE opened at $31.32 on Tuesday. Universal Insurance has a 12-month low of $19.46 and a 12-month high of $35.84. The business has a 50 day moving average of $31.65 and a 200-day moving average of $29.44. The company has a quick ratio of 0.55, a current ratio of 0.55 and a debt-to-equity ratio of 0.20. The stock has a market cap of $878.44 million, a PE ratio of 7.39 and a beta of 0.70.

Universal Insurance Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Friday, March 13th. Investors of record on Friday, March 6th will be paid a $0.16 dividend. The ex-dividend date is Friday, March 6th. This represents a $0.64 annualized dividend and a yield of 2.0%. Universal Insurance’s payout ratio is 15.09%.

Wall Street Analyst Weigh In

Several research analysts have weighed in on the company. Weiss Ratings reiterated a “buy (b)” rating on shares of Universal Insurance in a research report on Wednesday, January 21st. Wall Street Zen raised shares of Universal Insurance from a “buy” rating to a “strong-buy” rating in a research report on Saturday, December 27th. Zacks Research downgraded shares of Universal Insurance from a “strong-buy” rating to a “hold” rating in a report on Tuesday, December 23rd. Finally, Piper Sandler increased their target price on shares of Universal Insurance from $35.00 to $40.00 and gave the stock an “overweight” rating in a research report on Monday, December 22nd. Two equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $40.00.

Insider Buying and Selling

In other Universal Insurance news, Director Richard D. Peterson sold 1,855 shares of the firm’s stock in a transaction dated Tuesday, December 30th. The shares were sold at an average price of $33.61, for a total value of $62,346.55. Following the transaction, the director directly owned 8,319 shares of the company’s stock, valued at $279,601.59. This trade represents a 18.23% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, Chairman Sean P. Downes sold 20,000 shares of the business’s stock in a transaction that occurred on Friday, December 19th. The shares were sold at an average price of $33.82, for a total transaction of $676,400.00. Following the completion of the transaction, the chairman owned 1,243,512 shares of the company’s stock, valued at $42,055,575.84. The trade was a 1.58% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 66,855 shares of company stock valued at $2,259,697 over the last quarter. 17.50% of the stock is owned by company insiders.

Institutional Investors Weigh In On Universal Insurance

Several institutional investors and hedge funds have recently added to or reduced their stakes in the business. Tower Research Capital LLC TRC increased its stake in shares of Universal Insurance by 390.0% in the 2nd quarter. Tower Research Capital LLC TRC now owns 2,656 shares of the insurance provider’s stock valued at $74,000 after purchasing an additional 2,114 shares during the last quarter. Osaic Holdings Inc. lifted its position in shares of Universal Insurance by 11.3% during the 2nd quarter. Osaic Holdings Inc. now owns 5,249 shares of the insurance provider’s stock worth $146,000 after buying an additional 534 shares during the last quarter. Strs Ohio acquired a new stake in Universal Insurance in the first quarter valued at about $180,000. Bank of Montreal Can bought a new position in Universal Insurance in the fourth quarter valued at about $207,000. Finally, State Board of Administration of Florida Retirement System bought a new position in shares of Universal Insurance in the fourth quarter worth about $246,000. 66.61% of the stock is currently owned by institutional investors.

Universal Insurance Company Profile

Universal Insurance Holdings, Inc (NYSE: UVE) is a property and casualty insurance holding company headquartered in Jacksonville, Florida. The company underwrites homeowners and other residential property insurance products to protect against natural catastrophes such as hurricanes, windstorms and fires. It distributes policies primarily through a network of independent agents and brokers, offering coverage for primary residences, secondary homes, condominiums, vacant dwellings and rental properties across its service territory.

In addition to personal lines, Universal provides commercial property and casualty insurance tailored to small businesses and institutional clients.