Lemonade, Inc. (NYSE:LMND) Given Average Recommendation of “Hold” by Brokerages

Lemonade, Inc. (NYSE:LMND) has earned a consensus rating of “Hold” from the nine brokerages that are currently covering the company, MarketBeat Ratings reports. Three research analysts have rated the stock with a sell recommendation, two have given a hold recommendation and four have assigned a buy recommendation to the company. The average 1-year price objective among brokers that have issued a report on the stock in the last year is $71.7143.

LMND has been the subject of a number of analyst reports. Keefe, Bruyette & Woods boosted their price objective on shares of Lemonade from $35.00 to $40.00 and gave the company an “underperform” rating in a report on Tuesday, November 25th. Truist Financial assumed coverage on shares of Lemonade in a research report on Tuesday, January 6th. They set a “buy” rating and a $98.00 price target on the stock. Weiss Ratings reissued a “sell (d-)” rating on shares of Lemonade in a report on Thursday, January 22nd. Citizens Jmp set a $80.00 price objective on shares of Lemonade in a research report on Monday, November 24th. Finally, Cantor Fitzgerald lifted their target price on Lemonade from $85.00 to $92.00 and gave the stock an “overweight” rating in a report on Wednesday, January 14th.

More Lemonade News

Here are the key news stories impacting Lemonade this week:

• Positive Sentiment: Q4 beat and strong top-line: Lemonade reported a clearer-than-expected beat on both EPS (loss narrower than expected) and revenue, with FY‑2026 revenue guidance raised above consensus — evidence the growth story is intact. Lemonade Announces Fourth Quarter and Full-Year 2025 Financial Results
• Positive Sentiment: Margin improvement and cash generation: Management highlighted wider gross margins, free cash flow turning positive ($37M) and a moved-up timeline to adjusted‑EBITDA positivity and profitability — a major de‑risk for growth investors. Lemonade’s Sweet Results Refresh Market Appetite: Rebound Ahead
• Positive Sentiment: Bullish flow and investor interest: Heavy pre/post-earnings call option activity (large call purchases) and premarket buying signaled speculative bullishness and helped fuel the earlier jump. Lemonade (LMND) Stock Jumps 17% After Q4 Earnings Beat
• Neutral Sentiment: Analyst/valuation re-check: Coverage notes the upside from results but many houses remain cautious or neutral; MarketBeat shows a mixed analyst consensus and a ~$70 blended target — supportive but not runaway bullish. Lemonade (LMND) Valuation Check After Encouraging Q4 Results And Outlook
• Neutral Sentiment: Product & AI roadmap: Coverage highlights accelerating growth levers (Pet, Car, Europe) and ongoing AI investment (including autonomous car insurance experiments) — long‑term positives that may take quarters to fully monetize. LMND Q4 Deep Dive: Accelerating Growth, Autonomous Car Insurance, and AI Investment Shape 2026 Outlook
• Negative Sentiment: Near-term underwriting headwinds: ADR dipped modestly due to non-renewals of poorly performing policies — improves portfolio quality but can pressure near-term retention/premium metrics. Lemonade’s Sweet Results Refresh Market Appetite: Rebound Ahead
• Negative Sentiment: High short interest and volatility risk: Short interest remains elevated (~18%) and institutional trading has been heavy, so price swings and pullbacks (profit‑taking) are likely until further confirmatory quarters or analyst upgrades. Lemonade’s Sweet Results Refresh Market Appetite: Rebound Ahead

Lemonade Stock Performance

NYSE LMND opened at $57.23 on Friday. The stock has a market capitalization of $4.28 billion, a P/E ratio of -25.32 and a beta of 2.03. Lemonade has a 52 week low of $24.31 and a 52 week high of $99.90. The stock has a fifty day moving average of $77.49 and a 200-day moving average of $66.22.

Lemonade (NYSE:LMND) last issued its earnings results on Thursday, February 19th. The company reported ($0.29) earnings per share (EPS) for the quarter, beating the consensus estimate of ($0.41) by $0.12. The company had revenue of $228.10 million for the quarter, compared to analyst estimates of $218.07 million. Lemonade had a negative net margin of 22.43% and a negative return on equity of 31.25%. The company’s revenue for the quarter was up 53.3% on a year-over-year basis. During the same quarter last year, the firm earned ($0.42) EPS. Equities research analysts forecast that Lemonade will post -3.03 earnings per share for the current fiscal year.

Insiders Place Their Bets

In other Lemonade news, insider John Sheldon Peters sold 9,000 shares of the firm’s stock in a transaction that occurred on Thursday, January 22nd. The shares were sold at an average price of $90.00, for a total transaction of $810,000.00. Following the sale, the insider directly owned 70,228 shares in the company, valued at approximately $6,320,520. This trade represents a 11.36% decrease in their position. The sale was disclosed in a filing with the SEC, which is accessible through this link. Also, COO Adina Eckstein sold 7,919 shares of Lemonade stock in a transaction that occurred on Wednesday, December 10th. The shares were sold at an average price of $81.15, for a total transaction of $642,626.85. Following the completion of the transaction, the chief operating officer directly owned 188,391 shares in the company, valued at approximately $15,287,929.65. The trade was a 4.03% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last three months, insiders sold 250,540 shares of company stock worth $22,007,574. 14.70% of the stock is owned by company insiders.

Institutional Investors Weigh In On Lemonade

Several large investors have recently made changes to their positions in the stock. TD Waterhouse Canada Inc. raised its holdings in shares of Lemonade by 3.4% during the fourth quarter. TD Waterhouse Canada Inc. now owns 3,671 shares of the company’s stock worth $261,000 after acquiring an additional 121 shares during the period. Watershed Private Wealth LLC boosted its stake in Lemonade by 1.7% in the 4th quarter. Watershed Private Wealth LLC now owns 8,310 shares of the company’s stock worth $592,000 after purchasing an additional 140 shares during the period. AQR Capital Management LLC increased its holdings in Lemonade by 0.7% during the 4th quarter. AQR Capital Management LLC now owns 21,569 shares of the company’s stock worth $1,535,000 after purchasing an additional 159 shares in the last quarter. Titleist Asset Management LLC raised its stake in shares of Lemonade by 4.1% in the 3rd quarter. Titleist Asset Management LLC now owns 4,832 shares of the company’s stock valued at $259,000 after purchasing an additional 189 shares during the period. Finally, Wealth Enhancement Advisory Services LLC raised its stake in shares of Lemonade by 2.7% in the 4th quarter. Wealth Enhancement Advisory Services LLC now owns 8,431 shares of the company’s stock valued at $600,000 after purchasing an additional 219 shares during the period. Institutional investors own 80.30% of the company’s stock.

Lemonade Company Profile

Lemonade, Inc (NYSE: LMND) is a New York–based technology-driven insurance carrier that leverages artificial intelligence and behavioral economics to streamline the purchase and management of policies. Founded in 2015, the company offers renters, homeowners, pet, term life and car insurance products tailored for digitally savvy consumers. By automating underwriting and claims processing through chatbots and machine learning, Lemonade aims to deliver a more transparent and user-friendly experience than traditional insurers.

The company’s product suite includes standalone policies for renters and homeowners, customizable pet insurance plans, and term life coverage with simple online applications.