Flywire (NASDAQ:FLYW) Shares Gap Up on Better-Than-Expected Earnings

Shares of Flywire Corporation (NASDAQ:FLYW) gapped up before the market opened on Wednesday following a stronger than expected earnings report. The stock had previously closed at $11.24, but opened at $12.24. Flywire shares last traded at $12.0360, with a volume of 1,381,353 shares traded.

The company reported $105.55 EPS for the quarter, beating the consensus estimate of ($0.01) by $105.56. Flywire had a return on equity of 2.76% and a net margin of 2.17%.The firm had revenue of $157.54 million during the quarter, compared to analyst estimates of $144.96 million. During the same period in the prior year, the firm posted ($0.12) earnings per share. The business’s quarterly revenue was up 34.0% compared to the same quarter last year.

Trending Headlines about Flywire

Here are the key news stories impacting Flywire this week:

• Positive Sentiment: Q4 results beat expectations: Flywire reported a revenue beat (Q4 revenue $157.5M, +34% YoY) and positive EPS vs. year-ago loss — the print and accompanying slide deck/earnings call reinforced momentum. Earnings Press Release & Slides
• Positive Sentiment: Management outlined 2026 FX‑neutral revenue growth guidance of 15%–21% while signaling continued EBITDA margin expansion — this supports the growth story and gives investors a path to improving profitability. Guidance Coverage
• Positive Sentiment: Royal Bank of Canada raised its price target to $20 and kept an outperform rating — a bullish analyst call that provides upside support versus other downgrades. Benzinga
• Neutral Sentiment: Flywire will attend upcoming investor conferences — increases management access to investors but is informational rather than catalytic. Investor Conference Notice
• Neutral Sentiment: Company published its earnings call transcript and slide deck, helping investors evaluate the quarter and guidance in detail. Earnings Call Transcript
• Negative Sentiment: Multiple brokers trimmed price targets and set neutral ratings this week (Goldman to $15, UBS to $14, Citi to $13) — these downgrades could cap near-term upside and put downward pressure on the stock. Benzinga
• Negative Sentiment: Flywire disclosed a new risk around proposed U.S. 2025 policy shifts that could reduce international student flows — this specifically threatens the education revenue stream, a material end-market for Flywire. Policy Risk Article
• Negative Sentiment: Unusually large put-option activity (large increase in put purchases) signals some traders are hedging or betting on near-term downside, adding short-term volatility risk.

Wall Street Analysts Forecast Growth

FLYW has been the topic of a number of recent analyst reports. Wall Street Zen downgraded shares of Flywire from a “buy” rating to a “hold” rating in a research note on Sunday, January 25th. The Goldman Sachs Group cut their target price on Flywire from $17.00 to $15.00 and set a “neutral” rating on the stock in a research report on Wednesday. Weiss Ratings reissued a “sell (d)” rating on shares of Flywire in a research report on Thursday, January 22nd. B. Riley Financial raised their price objective on Flywire from $15.00 to $20.00 and gave the stock a “buy” rating in a report on Friday, January 9th. Finally, Wolfe Research reiterated an “outperform” rating and set a $19.00 target price on shares of Flywire in a report on Wednesday, November 5th. Five investment analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and two have assigned a Sell rating to the stock. According to data from MarketBeat, Flywire presently has an average rating of “Hold” and a consensus target price of $15.50.

Insider Buying and Selling at Flywire

In other news, Director Phillip John Riese sold 16,612 shares of Flywire stock in a transaction dated Wednesday, January 7th. The stock was sold at an average price of $15.08, for a total transaction of $250,508.96. Following the sale, the director directly owned 234,493 shares of the company’s stock, valued at approximately $3,536,154.44. The trade was a 6.62% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, General Counsel Peter Butterfield sold 13,327 shares of the stock in a transaction dated Wednesday, January 7th. The shares were sold at an average price of $15.01, for a total value of $200,038.27. Following the completion of the transaction, the general counsel directly owned 374,933 shares of the company’s stock, valued at $5,627,744.33. This represents a 3.43% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last ninety days, insiders bought 251,112 shares of company stock valued at $3,477,834 and sold 38,426 shares valued at $567,215. 4.40% of the stock is currently owned by corporate insiders.

Institutional Trading of Flywire

Institutional investors have recently added to or reduced their stakes in the stock. Global Retirement Partners LLC acquired a new position in Flywire during the 4th quarter worth $32,000. Covestor Ltd raised its stake in shares of Flywire by 217.9% in the 3rd quarter. Covestor Ltd now owns 3,233 shares of the company’s stock valued at $43,000 after purchasing an additional 2,216 shares in the last quarter. Nisa Investment Advisors LLC lifted its position in shares of Flywire by 194.9% during the second quarter. Nisa Investment Advisors LLC now owns 3,279 shares of the company’s stock worth $38,000 after purchasing an additional 2,167 shares during the last quarter. State of Alaska Department of Revenue acquired a new position in Flywire in the third quarter worth about $67,000. Finally, Daiwa Securities Group Inc. lifted its holdings in Flywire by 78.4% during the 2nd quarter. Daiwa Securities Group Inc. now owns 5,681 shares of the company’s stock worth $66,000 after buying an additional 2,497 shares during the last quarter. 95.90% of the stock is owned by institutional investors and hedge funds.

Flywire Trading Up 2.7%

The company has a market cap of $1.57 billion, a price-to-earnings ratio of 128.61, a price-to-earnings-growth ratio of 1.40 and a beta of 1.28. The firm has a 50-day moving average price of $13.02 and a 200 day moving average price of $13.23.

Flywire Company Profile

Flywire Corp (NASDAQ: FLYW) is a global payments enablement and software company that specializes in facilitating complex cross-border transactions. Its cloud-based platform streamlines receivables and payer workflows across key verticals including education, healthcare, travel and hospitality, and commercial services. Flywire’s technology integrates with institutional systems to automate payment posting, reconciliation and reporting, aiming to improve the payer experience and accelerate cash flow for its clients.

Founded in 2009 by entrepreneur Iker Marcaide as peerTransfer, the company rebranded as Flywire in 2015.