Q1 EPS Estimates for Sezzle Lifted by Northland Securities

Sezzle Inc. (NASDAQ:SEZL) – Stock analysts at Northland Securities increased their Q1 2026 earnings estimates for Sezzle in a research note issued to investors on Thursday, February 26th. Northland Securities analyst M. Grondahl now forecasts that the company will post earnings of $1.09 per share for the quarter, up from their prior forecast of $1.04. The consensus estimate for Sezzle’s current full-year earnings is $9.77 per share. Northland Securities also issued estimates for Sezzle’s Q2 2026 earnings at $1.02 EPS, Q3 2026 earnings at $1.19 EPS, Q4 2026 earnings at $1.39 EPS and FY2026 earnings at $4.70 EPS.

Sezzle (NASDAQ:SEZL) last released its earnings results on Wednesday, February 25th. The company reported $1.21 earnings per share for the quarter, beating analysts’ consensus estimates of $0.96 by $0.25. Sezzle had a net margin of 29.57% and a return on equity of 93.89%. The business had revenue of $129.87 million during the quarter, compared to the consensus estimate of $128.29 million. The business’s revenue for the quarter was up 32.3% on a year-over-year basis. Sezzle has set its FY 2026 guidance at 4.350-4.700 EPS.

Several other analysts have also issued reports on the company. TD Cowen dropped their target price on Sezzle from $83.00 to $82.00 and set a “hold” rating on the stock in a report on Thursday, January 8th. Weiss Ratings reiterated a “hold (c+)” rating on shares of Sezzle in a research note on Monday, December 29th. Wall Street Zen downgraded Sezzle from a “buy” rating to a “hold” rating in a report on Saturday, December 6th. UBS Group set a $76.00 target price on shares of Sezzle in a report on Tuesday, February 17th. Finally, Needham & Company LLC reaffirmed a “buy” rating and set a $94.00 price target (up from $85.00) on shares of Sezzle in a research report on Thursday. Three equities research analysts have rated the stock with a Buy rating and two have given a Hold rating to the stock. According to data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average price target of $113.00.

Sezzle Trading Down 13.9%

Sezzle stock opened at $72.95 on Friday. The company has a market cap of $2.49 billion, a price-to-earnings ratio of 19.51 and a beta of 8.70. The firm has a 50-day moving average of $67.95 and a 200-day moving average of $73.16. The company has a debt-to-equity ratio of 0.76, a current ratio of 3.52 and a quick ratio of 3.52. Sezzle has a one year low of $24.86 and a one year high of $186.74.

Hedge Funds Weigh In On Sezzle

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Royal Bank of Canada increased its holdings in shares of Sezzle by 429.0% during the first quarter. Royal Bank of Canada now owns 132,361 shares of the company’s stock worth $4,618,000 after purchasing an additional 107,340 shares during the period. AQR Capital Management LLC grew its position in Sezzle by 3,973.6% during the first quarter. AQR Capital Management LLC now owns 34,626 shares of the company’s stock worth $1,208,000 after buying an additional 33,776 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its stake in Sezzle by 2,241.4% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 30,906 shares of the company’s stock worth $1,078,000 after acquiring an additional 29,586 shares during the period. Millennium Management LLC raised its holdings in Sezzle by 321.7% in the 1st quarter. Millennium Management LLC now owns 115,525 shares of the company’s stock valued at $4,031,000 after acquiring an additional 88,127 shares in the last quarter. Finally, Goldman Sachs Group Inc. raised its holdings in Sezzle by 1,068.2% in the 1st quarter. Goldman Sachs Group Inc. now owns 169,487 shares of the company’s stock valued at $5,913,000 after acquiring an additional 154,978 shares in the last quarter. 2.02% of the stock is owned by institutional investors.

Key Headlines Impacting Sezzle

Here are the key news stories impacting Sezzle this week:

• Positive Sentiment: Sezzle reported Q4 EPS of $1.21 and revenue above consensus, and it issued FY2026 EPS guidance of $4.35–$4.70 (above the consensus). This confirms the company is accelerating profitably and is the primary fundamental positive behind recent analyst activity. SEZL Q4 Earnings and Revenues Top Estimates
• Positive Sentiment: Northland Securities raised its EPS forecasts across Q1–Q4 2026 and bumped FY2026 to $4.70 (from $4.35), reflecting analyst upward revisions that support higher forward earnings expectations for the stock.
• Positive Sentiment: Sezzle said GMV rose ~35% in Q4 and is advancing “super app” plans — evidence of revenue/engagement momentum beyond one-time drivers. This underpins the revenue guidance upside. Sezzle GMV Surges as Super App Plans Advance
• Positive Sentiment: Analyst/author pieces highlight structural improvements — including a reversal in credit losses that de-risks the company’s subprime BNPL positioning — which supports a longer-term bullish thesis. Sezzle: Credit Loss Reversal De-Risks The Subprime BNPL Thesis
• Positive Sentiment: Investor commentary (Seeking Alpha) framed Q4 as a validation of conviction for shareholders, adding qualitative support that the beat and guidance are sustainable. Blockbuster Q4 Earnings Confirm My Conviction As A Shareholder In Sezzle
• Negative Sentiment: B. Riley cut its price target materially (to $76 from $111) while keeping a Buy rating, and warned of tougher year-over-year comps after a strong two‑year run — a near-term negative that can trigger profit‑taking and cap upside. B. Riley Flags Tougher Comparisons For Sezzle Inc. (SEZL) After Strong Two-Year Run
• Negative Sentiment: Market action shows a selloff on heavy volume despite the beat — likely profit‑taking after a big run, amplified by Sezzle’s high beta and the PT cut; this is pressuring the stock near-term (volatility risk for traders/investors).

Sezzle Company Profile

Sezzle Inc is a financial technology company specializing in buy now, pay later (BNPL) services that enable consumers to split purchases into interest-free installment payments. By integrating its platform with e-commerce merchants, Sezzle provides shoppers with flexible payment options at checkout while merchants benefit from increased conversion rates and average order values. The company’s technology is designed to offer a seamless user experience, with instant approval decisions and no hidden fees, positions it as a consumer-friendly alternative to traditional credit products.

Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle completed its initial public offering on the Nasdaq under the ticker SEZL.