Kingstone Companies (NASDAQ:KINS) Stock Rating Lowered by Wall Street Zen

Kingstone Companies (NASDAQ:KINS) was downgraded by Wall Street Zen from a “buy” rating to a “hold” rating in a research note issued to investors on Saturday.

A number of other equities research analysts have also recently commented on the company. Zacks Research raised Kingstone Companies to a “hold” rating in a research note on Friday, February 6th. Weiss Ratings restated a “buy (b-)” rating on shares of Kingstone Companies in a report on Monday, December 29th. One investment analyst has rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to data from MarketBeat, the company currently has a consensus rating of “Moderate Buy”.

Kingstone Companies Stock Performance

Shares of KINS stock opened at $15.58 on Friday. The firm’s 50 day moving average price is $16.11 and its two-hundred day moving average price is $15.21. Kingstone Companies has a 52-week low of $13.08 and a 52-week high of $22.40. The stock has a market cap of $220.46 million, a PE ratio of 5.52 and a beta of 0.42.

Kingstone Companies (NASDAQ:KINS) last issued its earnings results on Thursday, March 5th. The insurance provider reported $1.08 EPS for the quarter, beating the consensus estimate of $1.05 by $0.03. The company had revenue of $56.42 million during the quarter, compared to analysts’ expectations of $83.00 million. Kingstone Companies had a net margin of 18.97% and a return on equity of 41.01%. Kingstone Companies has set its FY 2026 guidance at 2.200-2.900 EPS. As a group, sell-side analysts predict that Kingstone Companies will post 1.4 earnings per share for the current fiscal year.

Institutional Investors Weigh In On Kingstone Companies

Large investors have recently made changes to their positions in the stock. Vanguard Group Inc. raised its holdings in shares of Kingstone Companies by 7.5% during the third quarter. Vanguard Group Inc. now owns 602,335 shares of the insurance provider’s stock worth $8,854,000 after acquiring an additional 42,058 shares during the period. Royce & Associates LP acquired a new position in Kingstone Companies in the 4th quarter worth $7,551,000. Marshall Wace LLP boosted its stake in Kingstone Companies by 16.8% in the 2nd quarter. Marshall Wace LLP now owns 419,414 shares of the insurance provider’s stock worth $6,463,000 after purchasing an additional 60,439 shares during the period. Gator Capital Management LLC increased its holdings in Kingstone Companies by 4.6% during the 4th quarter. Gator Capital Management LLC now owns 310,327 shares of the insurance provider’s stock worth $5,223,000 after purchasing an additional 13,577 shares in the last quarter. Finally, De Lisle Partners LLP increased its holdings in Kingstone Companies by 5.2% during the 4th quarter. De Lisle Partners LLP now owns 304,037 shares of the insurance provider’s stock worth $5,114,000 after purchasing an additional 14,966 shares in the last quarter. Institutional investors own 14.91% of the company’s stock.

Key Kingstone Companies News

Here are the key news stories impacting Kingstone Companies this week:

• Positive Sentiment: Company reported record quarterly and full‑year results: Q4 GAAP combined ratio of 64.2%, Q4 operating diluted EPS of $1.08, FY net income up 122% and FY book value per share up 75% — metrics point to strong underwriting performance and capital growth. Kingstone Reports Record Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: EPS beat on the quarter — reported $1.08 operating EPS (GAAP diluted EPS $1.03), slightly above the $1.05 consensus — supports profitability thesis despite top‑line weakness. MarketBeat Q4 Results Summary
• Positive Sentiment: Management set an aggressive growth roadmap: targeting 16%–20% premium growth in 2026, entry into California this year, and a long‑term goal of $500M direct premiums by 2029 — initiatives that, if executed, could materially expand scale and earnings. Kingstone targets 16%-20% premium growth and California entry in 2026
• Neutral Sentiment: Management hosted an earnings call; transcripts and recaps provide detail on growth plans, capital deployment and market expansion but contained no immediate surprises beyond the press release and guidance. Investors should read the call for execution milestones. Fool Q4 2025 Earnings Call Transcript Seeking Alpha Earnings Call Transcript Yahoo Finance Call Summary
• Negative Sentiment: Revenue missed expectations materially: Q4 revenue of $56.42M vs. analyst estimate of ~$83M — the top‑line shortfall raises questions about the pace of premium realization or timing of revenue recognition. MarketBeat Q4 Results Summary
• Negative Sentiment: FY‑2026 EPS guidance set to a range of $2.20–$2.90 versus a ~$2.50 consensus — the low end looks conservative and likely disappointed traders who wanted a clearer upside baseline, contributing to selling pressure. Press Release / Slide Deck with Guidance

About Kingstone Companies

Kingstone Companies, Inc is a publicly traded property and casualty insurance holding company whose primary focus lies in personal and commercial insurance products. Through its wholly owned subsidiary, Kingstone Insurance Company, the firm underwrites a broad portfolio of property and casualty lines, including private passenger auto, homeowners, inland marine, umbrella, and various small‐commercial coverage options. Distribution is handled predominantly through a network of independent agents, allowing Kingstone to maintain strong broker relationships and responsive service for policyholders.

The company was incorporated in Delaware in 2010 and commenced operations following the acquisition of Kingstone Insurance Company in early 2011.