Zacks Research Issues Negative Estimate for NMI Earnings

NMI Holdings Inc (NASDAQ:NMIH) – Zacks Research cut their Q2 2027 earnings per share estimates for shares of NMI in a report issued on Thursday, March 5th. Zacks Research analyst Team now anticipates that the financial services provider will post earnings per share of $1.41 for the quarter, down from their previous forecast of $1.42. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q3 2027 earnings at $1.35 EPS and FY2027 earnings at $5.48 EPS.

NMI (NASDAQ:NMIH) last issued its earnings results on Tuesday, February 10th. The financial services provider reported $1.20 earnings per share for the quarter, topping the consensus estimate of $1.17 by $0.03. NMI had a return on equity of 15.78% and a net margin of 55.05%.The business had revenue of $180.74 million during the quarter, compared to analysts’ expectations of $180.69 million. During the same period in the prior year, the business earned $1.07 EPS.

Other research analysts have also recently issued reports about the stock. JPMorgan Chase & Co. increased their target price on shares of NMI from $42.00 to $43.00 and gave the stock an “overweight” rating in a report on Monday, January 12th. UBS Group set a $43.00 price target on shares of NMI in a report on Monday, January 12th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of NMI in a research report on Thursday, January 22nd. Barclays increased their price objective on shares of NMI from $43.00 to $44.00 and gave the company an “equal weight” rating in a research note on Tuesday, January 6th. Finally, Keefe, Bruyette & Woods raised shares of NMI from a “market perform” rating to an “outperform” rating and lifted their price objective for the company from $46.00 to $48.00 in a report on Thursday, December 18th. Four equities research analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. According to MarketBeat, NMI presently has a consensus rating of “Moderate Buy” and an average target price of $43.00.

NMI Stock Performance

Shares of NMI stock opened at $38.29 on Monday. The company has a current ratio of 0.57, a quick ratio of 0.57 and a debt-to-equity ratio of 0.16. The stock’s fifty day moving average price is $39.38 and its 200-day moving average price is $38.64. The firm has a market cap of $2.91 billion, a P/E ratio of 7.80, a P/E/G ratio of 1.05 and a beta of 0.63. NMI has a 12 month low of $31.90 and a 12 month high of $43.20.

Insider Buying and Selling at NMI

In other news, Chairman Bradley M. Shuster sold 55,000 shares of the firm’s stock in a transaction dated Wednesday, February 18th. The shares were sold at an average price of $39.63, for a total value of $2,179,650.00. Following the sale, the chairman directly owned 415,411 shares in the company, valued at approximately $16,462,737.93. This trade represents a 11.69% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, EVP Mohammad Nawaz Yousaf sold 16,000 shares of the firm’s stock in a transaction dated Tuesday, February 17th. The shares were sold at an average price of $39.89, for a total transaction of $638,240.00. Following the completion of the sale, the executive vice president owned 38,733 shares in the company, valued at $1,545,059.37. This represents a 29.23% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 132,487 shares of company stock worth $5,251,908 over the last quarter. Insiders own 3.00% of the company’s stock.

Institutional Investors Weigh In On NMI

A number of hedge funds and other institutional investors have recently bought and sold shares of the company. Allworth Financial LP boosted its stake in NMI by 196.0% in the third quarter. Allworth Financial LP now owns 660 shares of the financial services provider’s stock valued at $25,000 after acquiring an additional 437 shares in the last quarter. Maseco LLP purchased a new position in NMI in the fourth quarter worth $31,000. IFP Advisors Inc increased its position in shares of NMI by 189.5% during the fourth quarter. IFP Advisors Inc now owns 796 shares of the financial services provider’s stock worth $32,000 after purchasing an additional 521 shares in the last quarter. Harbor Capital Advisors Inc. lifted its holdings in shares of NMI by 51.5% during the 3rd quarter. Harbor Capital Advisors Inc. now owns 856 shares of the financial services provider’s stock valued at $33,000 after purchasing an additional 291 shares during the last quarter. Finally, Farther Finance Advisors LLC lifted its holdings in shares of NMI by 161.5% during the 4th quarter. Farther Finance Advisors LLC now owns 1,004 shares of the financial services provider’s stock valued at $41,000 after purchasing an additional 620 shares during the last quarter. Hedge funds and other institutional investors own 94.12% of the company’s stock.

Key NMI News

Here are the key news stories impacting NMI this week:

• Positive Sentiment: Zacks publishes a bullish valuation take arguing NMIH trades at a discount to peers (about 1.15x industry) and highlights growth drivers — higher new insurance written volume, a comprehensive reinsurance program, and prudent capital deployment. This supports a longer-term buy case. Zacks: NMIH Stock Trading at a Discount
• Positive Sentiment: Management (CEO Adam Pollitzer and CFO Aurora Swithenbank) will present at the RBC Global Financial Institutions Conference on March 11 — an event that typically increases transparency and can help re-rate a stock if management gives constructive guidance. The presentation will be posted on the company IR site. GlobeNewswire: RBC Conference Participation
• Neutral Sentiment: Zacks Research issued a batch of small estimate changes that are mixed: they nudged FY2026 EPS higher to $5.12 (from $5.10) and lifted Q2/Q3 2026 estimates modestly, but trimmed longer-term FY2028 slightly. These revisions imply modestly better medium-term profitability but little change to consensus near-term guidance. AmericanBankingNews: Zacks Research Forecasts
• Negative Sentiment: Some near-term EPS estimates were trimmed: Zacks cut Q1 2026 and Q1 2027 forecasts slightly (e.g., Q1 2026 to $1.22 from $1.23; Q1 2027 to $1.36 from $1.38). Even small downward tweaks to near-term quarterly guidance can pressure the stock in the short term. AmericanBankingNews: Zacks Research Forecasts

About NMI

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.