Jefferies Financial Group Lowers Qfin (NASDAQ:QFIN) Price Target to $23.40

Qfin (NASDAQ:QFIN) had its price target dropped by research analysts at Jefferies Financial Group from $30.30 to $23.40 in a research report issued on Wednesday,Benzinga reports. The brokerage presently has a “buy” rating on the stock. Jefferies Financial Group’s price objective points to a potential upside of 79.17% from the company’s current price.

Other analysts also recently issued reports about the company. JPMorgan Chase & Co. downgraded Qfin from an “overweight” rating to a “neutral” rating and decreased their target price for the stock from $45.00 to $21.00 in a research report on Wednesday, November 19th. Zacks Research downgraded Qfin from a “hold” rating to a “strong sell” rating in a research note on Wednesday, December 17th. Finally, Weiss Ratings reiterated a “hold (c)” rating on shares of Qfin in a research report on Monday, December 29th. Two equities research analysts have rated the stock with a Buy rating, two have issued a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, the company has an average rating of “Hold” and an average target price of $32.37.

Qfin Price Performance

QFIN stock opened at $13.06 on Wednesday. The firm has a 50 day moving average of $15.45 and a 200-day moving average of $20.91. The company has a market cap of $1.85 billion, a price-to-earnings ratio of 2.12, a PEG ratio of 0.19 and a beta of 0.49. The company has a current ratio of 2.94, a quick ratio of 2.94 and a debt-to-equity ratio of 0.20. Qfin has a 12-month low of $12.68 and a 12-month high of $48.94.

Qfin (NASDAQ:QFIN) last released its quarterly earnings results on Tuesday, March 17th. The company reported $1.12 earnings per share for the quarter, missing analysts’ consensus estimates of $1.13 by ($0.01). Qfin had a return on equity of 25.22% and a net margin of 31.13%.The firm had revenue of $585.10 million during the quarter, compared to analyst estimates of $664.95 million. As a group, equities analysts expect that Qfin will post 5.71 EPS for the current fiscal year.

Institutional Trading of Qfin

A number of hedge funds have recently bought and sold shares of QFIN. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. purchased a new stake in Qfin in the 1st quarter worth approximately $29,000. SBI Securities Co. Ltd. raised its holdings in Qfin by 6,796.4% in the 4th quarter. SBI Securities Co. Ltd. now owns 1,931 shares of the company’s stock valued at $37,000 after acquiring an additional 1,903 shares during the last quarter. Caitong International Asset Management Co. Ltd lifted its stake in shares of Qfin by 415.9% during the 4th quarter. Caitong International Asset Management Co. Ltd now owns 2,636 shares of the company’s stock worth $51,000 after purchasing an additional 2,125 shares during the period. Parallel Advisors LLC lifted its stake in shares of Qfin by 24.1% during the 4th quarter. Parallel Advisors LLC now owns 3,373 shares of the company’s stock worth $65,000 after purchasing an additional 656 shares during the period. Finally, Rexford Capital Inc. acquired a new stake in shares of Qfin during the second quarter worth $78,000. Institutional investors and hedge funds own 74.81% of the company’s stock.

Qfin News Roundup

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: Qfin highlighted resilient financials and proactive risk management in its quarter, which supports confidence in its earnings quality and credit controls. Read More.
• Positive Sentiment: The board declared a cash dividend of $0.78 per ADR (record date April 22, pay date May 14), providing direct shareholder return and likely supporting buy‑and‑hold demand around the ex‑date.
• Positive Sentiment: Jefferies cut its price target (from $30.30 to $23.40) but kept a “buy” rating, signaling continued analyst support despite lower near‑term upside expectations. Read More.
• Neutral Sentiment: Analyst commentary is reassessing valuation after prolonged share‑price weakness; some research looks at lower multiples and the potential for mean reversion if growth/stability returns. Read More.
• Neutral Sentiment: Coverage notes Qfin’s push to return more cash to shareholders and accelerate overseas expansion as offsets to regulatory and valuation risks — a mixed strategic read that could support medium‑term growth but adds execution and regulatory uncertainty. Read More.
• Neutral Sentiment: Management released the earnings presentation and full call transcript (useful for interpreting guidance, asset quality commentary and overseas rollout plans). Investors should review the slides and call for detail. Read More.
• Negative Sentiment: Q4 results showed a slight EPS miss ($1.12 vs. $1.13 est.) and a larger revenue miss ($585.1M reported vs. $664.95M expected), raising near‑term growth concerns and prompting profit‑taking. Read More.
• Negative Sentiment: Stocks plunged intraday at one point amid the results — one report noted an early 10% slump — and company disclosure showed 2025 net profit fell ~4.4% to RMB 5.99B, underscoring slower top‑line momentum. Read More.

About Qfin

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.