Fair Isaac Corporation (NYSE:FICO) Receives Consensus Recommendation of “Moderate Buy” from Brokerages

Fair Isaac Corporation (NYSE:FICO) has been assigned an average rating of “Moderate Buy” from the fourteen research firms that are presently covering the stock, Marketbeat reports. Five analysts have rated the stock with a hold recommendation and nine have assigned a buy recommendation to the company. The average 1 year price objective among analysts that have updated their coverage on the stock in the last year is $1,886.6923.

A number of brokerages recently weighed in on FICO. Zacks Research downgraded Fair Isaac from a “strong-buy” rating to a “hold” rating in a research note on Monday, December 1st. Bank of America assumed coverage on Fair Isaac in a research report on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 target price for the company. The Goldman Sachs Group lowered their price target on Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating on the stock in a report on Monday, February 2nd. Needham & Company LLC reissued a “buy” rating on shares of Fair Isaac in a research report on Thursday, February 26th. Finally, Jefferies Financial Group boosted their price objective on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the stock a “buy” rating in a research note on Friday, January 16th.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO recently reported a solid quarter with an EPS and revenue beat and set FY‑2026 guidance (supporting medium‑term earnings visibility). This underpins bulls’ view that core analytics demand remains strong.
• Positive Sentiment: Some sell‑side support remains — Robert W. Baird kept an Outperform rating despite cutting its target, signaling that some analysts still see meaningful upside. Baird target cut
• Neutral Sentiment: Operational/research commentary such as FICO’s UK credit‑card market report is routine and unlikely to move the stock materially on its own. UK Credit Card Market Report
• Negative Sentiment: Senate/FTC probe into mortgage‑score pricing led by Senator Josh Hawley has escalated regulatory risk and headlines around alleged pricing power abuses — a direct threat to FICO’s core mortgage business and pricing model. Senator calls for FTC investigation into FICO score pricing
• Negative Sentiment: JPMorgan trimmed its price target and moved to Neutral, explicitly citing pricing concerns — this reduces analyst support and likely contributed to today’s selling pressure. J.P. Morgan trims price target
• Negative Sentiment: Investor focus on mortgage‑score competition and potential pricing pressure (VantageScore and multi‑model adoption by agencies/lenders) is reignited — market fears this could erode FICO’s pricing power and future growth. Competition and pricing pressure analysis
• Negative Sentiment: Corporate/legal risk: a plaintiffs’ law firm announced an investigation into potential investor claims, adding litigation risk and headline volatility. Johnson Fistel investor investigation
• Negative Sentiment: Public criticisms from mortgage originators and vendors (e.g., Pulte calling out credit reporting/pricing) amplify reputational risk and could pressure commercial discussions with lenders. Pulte criticism

Insiders Place Their Bets

In other news, Director Eva Manolis sold 520 shares of the firm’s stock in a transaction dated Wednesday, February 25th. The stock was sold at an average price of $1,227.63, for a total value of $638,367.60. Following the sale, the director directly owned 344 shares of the company’s stock, valued at approximately $422,304.72. This trade represents a 60.19% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director Joanna Rees sold 358 shares of Fair Isaac stock in a transaction dated Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total value of $486,880.00. Following the completion of the transaction, the director owned 11,204 shares in the company, valued at $15,237,440. The trade was a 3.10% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. 3.02% of the stock is owned by insiders.

Institutional Inflows and Outflows

Institutional investors have recently added to or reduced their stakes in the business. Bayban acquired a new position in shares of Fair Isaac during the fourth quarter worth approximately $25,000. Physician Wealth Advisors Inc. grew its stake in shares of Fair Isaac by 166.7% in the fourth quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock worth $27,000 after acquiring an additional 10 shares during the last quarter. Ransom Advisory Ltd acquired a new stake in shares of Fair Isaac in the third quarter worth $30,000. Meeder Asset Management Inc. increased its position in Fair Isaac by 66.7% during the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company’s stock worth $30,000 after acquiring an additional 8 shares during the period. Finally, Root Financial Partners LLC bought a new position in Fair Isaac during the third quarter worth $30,000. 85.75% of the stock is owned by institutional investors.

Fair Isaac Trading Down 6.6%

Shares of NYSE:FICO opened at $993.34 on Wednesday. The stock has a market capitalization of $23.56 billion, a PE ratio of 36.76, a P/E/G ratio of 1.02 and a beta of 1.28. Fair Isaac has a 1 year low of $969.32 and a 1 year high of $2,217.60. The firm has a fifty day moving average price of $1,367.41 and a 200 day moving average price of $1,569.64.

Fair Isaac (NYSE:FICO) last posted its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, beating the consensus estimate of $7.08 by $0.25. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The company had revenue of $766.00 million for the quarter, compared to analyst estimates of $501.05 million. During the same period last year, the company earned $5.79 earnings per share. The business’s revenue was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. On average, sell-side analysts forecast that Fair Isaac will post 24.15 earnings per share for the current fiscal year.

Fair Isaac declared that its Board of Directors has approved a stock repurchase program on Wednesday, February 25th that permits the company to repurchase $1.50 billion in outstanding shares. This repurchase authorization permits the technology company to buy up to 5.2% of its stock through open market purchases. Stock repurchase programs are often a sign that the company’s board of directors believes its stock is undervalued.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.