Lemonade (NYSE:LMND) vs. Aegon (NYSE:AEG) Head-To-Head Comparison

Aegon (NYSE:AEG) and Lemonade (NYSE:LMND) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, dividends, earnings and risk.

Insider and Institutional Ownership

4.3% of Aegon shares are held by institutional investors. Comparatively, 80.3% of Lemonade shares are held by institutional investors. 12.5% of Lemonade shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Aegon and Lemonade, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Aegon	0	3	3	1	2.71
Lemonade	3	1	5	0	2.22

Lemonade has a consensus price target of $68.75, suggesting a potential upside of 5.02%. Given Lemonade’s higher probable upside, analysts plainly believe Lemonade is more favorable than Aegon.

Earnings & Valuation

This table compares Aegon and Lemonade”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Aegon	$10.65 billion	1.31	$744.48 million	($0.16)	-43.53
Lemonade	$737.90 million	6.78	-$165.50 million	($2.26)	-28.97

Aegon has higher revenue and earnings than Lemonade. Aegon is trading at a lower price-to-earnings ratio than Lemonade, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Aegon and Lemonade’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Aegon	N/A	N/A	N/A
Lemonade	-22.43%	-31.19%	-8.67%

Volatility and Risk

Aegon has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500. Comparatively, Lemonade has a beta of 2.12, suggesting that its stock price is 112% more volatile than the S&P 500.

Summary

Aegon beats Lemonade on 8 of the 15 factors compared between the two stocks.

About Aegon

Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the United States, the Netherlands, the United Kingdom, and internationally. The company offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; residential mortgage and digital baking services; and retail and institutional investment management solutions and retirement savings vehicles and strategies. It offers its products under the Aegon and Transamerica brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.

About Lemonade

Lemonade, Inc. provides various insurance products through various channels in the United States, Europe, and the United Kingdom. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, car, pet, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.