Barclays Forecasts Strong Price Appreciation for nCino (NASDAQ:NCNO) Stock

nCino (NASDAQ:NCNO) had its price objective increased by stock analysts at Barclays from $21.00 to $22.00 in a research report issued on Wednesday,Benzinga reports. The brokerage currently has an “overweight” rating on the stock. Barclays‘s price objective indicates a potential upside of 28.65% from the company’s previous close.

Other research analysts have also issued research reports about the company. Needham & Company LLC lowered their price target on nCino from $38.00 to $25.00 and set a “buy” rating on the stock in a research report on Wednesday. Citizens Jmp cut their price objective on nCino from $41.00 to $32.00 and set a “market outperform” rating for the company in a report on Wednesday. Morgan Stanley decreased their target price on shares of nCino from $36.00 to $21.00 and set an “overweight” rating for the company in a research note on Monday. Keefe, Bruyette & Woods dropped their price target on shares of nCino from $36.00 to $24.00 and set an “outperform” rating on the stock in a research report on Wednesday. Finally, BTIG Research initiated coverage on shares of nCino in a research note on Tuesday, December 16th. They issued a “neutral” rating for the company. Two research analysts have rated the stock with a Strong Buy rating, eleven have assigned a Buy rating, six have issued a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat, nCino presently has a consensus rating of “Moderate Buy” and a consensus target price of $26.07.

nCino Trading Up 3.2%

nCino stock opened at $17.10 on Wednesday. The company has a market cap of $1.96 billion, a price-to-earnings ratio of 342.00, a P/E/G ratio of 3.25 and a beta of 0.61. The firm has a 50-day moving average of $17.05 and a 200-day moving average of $22.72. The company has a debt-to-equity ratio of 0.25, a current ratio of 1.00 and a quick ratio of 1.01. nCino has a one year low of $13.80 and a one year high of $33.92.

nCino (NASDAQ:NCNO) last released its earnings results on Tuesday, March 31st. The company reported $0.37 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.21 by $0.16. nCino had a return on equity of 4.75% and a net margin of 0.87%.The business had revenue of $149.67 million for the quarter, compared to the consensus estimate of $147.41 million. During the same quarter in the previous year, the business earned $0.12 earnings per share. nCino’s quarterly revenue was up 5.9% on a year-over-year basis. On average, equities analysts expect that nCino will post 0.12 earnings per share for the current fiscal year.

nCino announced that its Board of Directors has approved a stock repurchase program on Monday, December 8th that authorizes the company to buyback $100.00 million in shares. This buyback authorization authorizes the company to reacquire up to 3.7% of its shares through open market purchases. Shares buyback programs are generally a sign that the company’s board believes its stock is undervalued.

Insiders Place Their Bets

In other news, SVP Jeanette Sellers sold 2,182 shares of the business’s stock in a transaction that occurred on Wednesday, February 4th. The stock was sold at an average price of $18.26, for a total transaction of $39,843.32. Following the completion of the sale, the senior vice president owned 43,219 shares in the company, valued at $789,178.94. The trade was a 4.81% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. Also, Director Pierre Naude sold 24,273 shares of the company’s stock in a transaction that occurred on Tuesday, February 3rd. The shares were sold at an average price of $18.68, for a total value of $453,419.64. Following the completion of the transaction, the director directly owned 1,166,823 shares in the company, valued at $21,796,253.64. The trade was a 2.04% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold 69,803 shares of company stock worth $1,345,743 in the last 90 days. Corporate insiders own 5.70% of the company’s stock.

Institutional Trading of nCino

Several hedge funds have recently added to or reduced their stakes in the company. Vanguard Group Inc. grew its holdings in nCino by 1.7% in the 3rd quarter. Vanguard Group Inc. now owns 11,924,703 shares of the company’s stock valued at $323,279,000 after buying an additional 201,499 shares in the last quarter. Senvest Management LLC lifted its holdings in shares of nCino by 68.6% during the fourth quarter. Senvest Management LLC now owns 4,078,276 shares of the company’s stock worth $104,567,000 after buying an additional 1,658,868 shares in the last quarter. Spyglass Capital Management LLC lifted its holdings in shares of nCino by 35.4% during the fourth quarter. Spyglass Capital Management LLC now owns 2,909,880 shares of the company’s stock worth $74,609,000 after buying an additional 760,790 shares in the last quarter. Conestoga Capital Advisors LLC boosted its position in shares of nCino by 25.7% in the fourth quarter. Conestoga Capital Advisors LLC now owns 2,861,024 shares of the company’s stock valued at $73,357,000 after acquiring an additional 585,786 shares during the period. Finally, Bank of America Corp DE boosted its position in shares of nCino by 475.1% in the third quarter. Bank of America Corp DE now owns 2,513,686 shares of the company’s stock valued at $68,146,000 after acquiring an additional 2,076,579 shares during the period. 94.76% of the stock is owned by institutional investors and hedge funds.

Trending Headlines about nCino

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Q4 results beat expectations — non‑GAAP EPS $0.37 vs. ~$0.21 consensus and revenue $149.7M (y/y +5.9%). Management also provided conference materials and commentary that underpinned the beat. nCino (NCNO) Q4 2026 Earnings Call Transcript
• Positive Sentiment: Company guidance/targets for fiscal 2027: FCF $132M–$137M and a targeted ~10% ACV growth — gives investors a clearer path to cash flow improvement and subscription expansion. NCino outlines fiscal 2027 free cash flow of $132M-$137M while targeting 10% ACV growth
• Positive Sentiment: Analysts / market commentary point to product-led upside — firm notes AI adoption, platform pricing and new leadership as drivers that could lift margins and ARR/ACV momentum. NCNO Q4 Deep Dive: AI Adoption and Platform Pricing Drive Upside, New Leadership Announced
• Positive Sentiment: Catalyst from analyst support — Barclays and Piper Sandler issued overweight/upgrade actions (Barclays raised its PT to $22, Piper moved to overweight), lending institutional support to the beat-and-guide narrative. Barclays raises PT; Piper Sandler upgrade (Benzinga)
• Neutral Sentiment: Short‑term market reaction: NCNO has extended a multi‑day rally following the results and outlook; momentum may continue while investors digest guidance vs. long‑term margins. nCino (NCNO) Rallies 10.6% on Upbeat Growth Outlook
• Neutral Sentiment: Zacks highlights that the street’s average price target implies a large upside (~75%), but cautions that such averages can be volatile; use as a directional signal rather than a firm valuation. Wall Street Analysts Predict a 75.44% Upside in nCino (NCNO)
• Negative Sentiment: Several firms trimmed price targets and some forecasts after the print (Goldman, Keefe Bruyette, Needham, Stephens, Truist and others), which increases near‑term uncertainty around valuation and dampens conviction despite the beat. These Analysts Slash Their Forecasts On nCino Following Q4 Results (Benzinga)
• Negative Sentiment: Institutional caution from some shops — Morgan Stanley and Robert W. Baird issued pessimistic/less‑bullish notes, which could pressure performance if sentiment sours or execution slips. Morgan Stanley Issues Pessimistic Forecast for nCino

About nCino

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.