Zurich Insurance Group (OTCMKTS:ZURVY) versus International General Insurance (NASDAQ:IGIC) Financial Review

International General Insurance (NASDAQ:IGIC) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, profitability, valuation, risk, earnings, institutional ownership and dividends.

Analyst Ratings

This is a breakdown of recent ratings and price targets for International General Insurance and Zurich Insurance Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International General Insurance	0	0	2	0	3.00
Zurich Insurance Group	1	3	0	0	1.75

International General Insurance presently has a consensus price target of $28.00, indicating a potential upside of 10.94%. Given International General Insurance’s stronger consensus rating and higher probable upside, equities analysts plainly believe International General Insurance is more favorable than Zurich Insurance Group.

Profitability

This table compares International General Insurance and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International General Insurance	24.61%	16.98%	5.45%
Zurich Insurance Group	N/A	N/A	N/A

Insider & Institutional Ownership

54.2% of International General Insurance shares are owned by institutional investors. Comparatively, 0.0% of Zurich Insurance Group shares are owned by institutional investors. 20.1% of International General Insurance shares are owned by insiders. Comparatively, 0.0% of Zurich Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Dividends

International General Insurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.8%. Zurich Insurance Group pays an annual dividend of $1.08 per share and has a dividend yield of 3.0%. International General Insurance pays out 7.0% of its earnings in the form of a dividend. International General Insurance has raised its dividend for 2 consecutive years.

Valuation & Earnings

This table compares International General Insurance and Zurich Insurance Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International General Insurance	$516.90 million	2.18	$127.20 million	$2.87	8.79
Zurich Insurance Group	$62.95 billion	1.75	$6.80 billion	N/A	N/A

Zurich Insurance Group has higher revenue and earnings than International General Insurance.

Risk & Volatility

International General Insurance has a beta of 0.15, meaning that its share price is 85% less volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.57, meaning that its share price is 43% less volatile than the S&P 500.

Summary

International General Insurance beats Zurich Insurance Group on 10 of the 15 factors compared between the two stocks.

About International General Insurance

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, motor, marine liability, contingency, marine, treaty, and casualty insurance and reinsurance. The company was founded in 2001 and is based in Amman, Jordan.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.