Head-To-Head Contrast: Svenska Handelsbanken Ab Publ (OTCMKTS:SVNLY) vs. Chiba Bank (OTCMKTS:CHBAY)

Svenska Handelsbanken Ab Publ (OTCMKTS:SVNLY) and Chiba Bank (OTCMKTS:CHBAY) are both large-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, valuation, analyst recommendations, profitability, institutional ownership and risk.

Earnings & Valuation

This table compares Svenska Handelsbanken Ab Publ and Chiba Bank”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Svenska Handelsbanken Ab Publ	$21.75 billion	1.31	$2.42 billion	$0.71	10.14
Chiba Bank	$2.96 billion	3.93	$624.86 million	$4.44	16.87

Svenska Handelsbanken Ab Publ has higher revenue and earnings than Chiba Bank. Svenska Handelsbanken Ab Publ is trading at a lower price-to-earnings ratio than Chiba Bank, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of current ratings and price targets for Svenska Handelsbanken Ab Publ and Chiba Bank, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Svenska Handelsbanken Ab Publ	2	3	0	0	1.60
Chiba Bank	0	1	0	0	2.00

Volatility & Risk

Svenska Handelsbanken Ab Publ has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, Chiba Bank has a beta of 0.1, suggesting that its share price is 90% less volatile than the S&P 500.

Profitability

This table compares Svenska Handelsbanken Ab Publ and Chiba Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Svenska Handelsbanken Ab Publ	17.61%	14.41%	0.74%
Chiba Bank	21.13%	7.81%	0.45%

Dividends

Svenska Handelsbanken Ab Publ pays an annual dividend of $0.58 per share and has a dividend yield of 8.1%. Chiba Bank pays an annual dividend of $0.54 per share and has a dividend yield of 0.7%. Svenska Handelsbanken Ab Publ pays out 81.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Chiba Bank pays out 12.2% of its earnings in the form of a dividend.

About Svenska Handelsbanken Ab Publ

Svenska Handelsbanken AB (publ) provides various banking products and services for private and corporate customers primarily in Sweden, the United Kingdom, Norway, the Netherlands, the United States, Luxembourg, Finland, and Poland. The company offers savings, transactions, business, currency, and investment accounts, as well as accounts for cash pool, and forestry and agriculture; mortgage and committed loans, and private loans; mutual funds; pension products; credit and debit cards; and payment and reconciliation services, as well as foreign exchange rate services. It also provides financing for investments, such as equipment, cars, computers, and other inventories, as well as vehicle and real estate financing services; green loans and advisor services; investment and other financing services; medical care, and group and health insurance products; forestry and farming banking products; and online and mobile banking services, as well as various banking services for children and young people. In addition, the company offers financial services, that includes asset management, transactional banking, corporate finance, financing, markets, trade finance, market information and research services to large corporations; cash management solutions; and various corporate banking services to small and medium-sized companies and large corporates, as well as private banking services. Svenska Handelsbanken AB (publ) was incorporated in 1871 and is headquartered in Stockholm, Sweden.

About Chiba Bank

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. The company offers various deposit products, including savings, time deposits, currency deposits, investment trusts, bonds, and pensions; loans, which include mortgages, renovation loans, photovoltaic, vehicle, education, and other loan products; and insurance products, such as annuity, life, medical, student, death, and travel insurance. It also offers debit and credit cards, as well as internet banking services. In addition, the company engages in securities, investment management and advisory, software development, commissioned computation tasks, research and investigation of IT and financial technologies, leasing, operation, and management of investment funds, mergers and acquisition advisory, credit guarantee businesses, management and collection of claims businesses. Further, it provides loan guarantees and fee collection services; accounting, general administration entrustment, and temporary staff services; and is involved in outsourcing of operational business. Additionally, it rents and maintains office buildings and welfare facilities; provides research, survey, and consulting services; purchases and sells supplies and consumer goods; and engages in renewable energy generation. The company serves individuals and corporations. The Chiba Bank, Ltd. was incorporated in 1943 and is headquartered in Chiba City, Japan.