Banco Comercial Portugues (OTCMKTS:BPCGY) vs. PT Bank Mandiri Persero TBK (OTCMKTS:PPERY) Critical Analysis

PT Bank Mandiri Persero TBK (OTCMKTS:PPERY) and Banco Comercial Portugues (OTCMKTS:BPCGY) are both large-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability.

Analyst Ratings

This is a summary of current ratings and recommmendations for PT Bank Mandiri Persero TBK and Banco Comercial Portugues, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PT Bank Mandiri Persero TBK	0	0	0	0	0.00
Banco Comercial Portugues	0	1	0	1	3.00

Dividends

PT Bank Mandiri Persero TBK pays an annual dividend of $0.75 per share and has a dividend yield of 8.3%. Banco Comercial Portugues pays an annual dividend of $0.19 per share and has a dividend yield of 1.5%. Banco Comercial Portugues pays out 20.9% of its earnings in the form of a dividend.

Profitability

This table compares PT Bank Mandiri Persero TBK and Banco Comercial Portugues’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
PT Bank Mandiri Persero TBK	N/A	N/A	N/A
Banco Comercial Portugues	N/A	N/A	N/A

Insider & Institutional Ownership

0.0% of PT Bank Mandiri Persero TBK shares are owned by institutional investors. 0.0% of PT Bank Mandiri Persero TBK shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk & Volatility

PT Bank Mandiri Persero TBK has a beta of 0.23, meaning that its share price is 77% less volatile than the S&P 500. Comparatively, Banco Comercial Portugues has a beta of 0.38, meaning that its share price is 62% less volatile than the S&P 500.

Valuation & Earnings

This table compares PT Bank Mandiri Persero TBK and Banco Comercial Portugues”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PT Bank Mandiri Persero TBK	$10.03 billion	2.10	$3.43 billion	N/A	N/A
Banco Comercial Portugues	$5.82 billion	3.24	$980.79 million	$0.91	13.99

PT Bank Mandiri Persero TBK has higher revenue and earnings than Banco Comercial Portugues.

Summary

PT Bank Mandiri Persero TBK beats Banco Comercial Portugues on 6 of the 10 factors compared between the two stocks.

About PT Bank Mandiri Persero TBK

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. The company operates through Wholesale and Retail segments. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bonds; life, health, and accident insurance products; credit, debit, and corporate cards; digital banking; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.

About Banco Comercial Portugues

Banco Comercial Português, S.A., a private sector bank, engages in the provision of various banking and financial products and services in Portugal and internationally. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Foreign Business; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, and others. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, real estate investment fund, trade finance, trust, consulting, brokerage, marketing, and real estate services, as well as internet, telephone, and mobile banking services. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.