USCB Financial (USCB) Expected to Announce Quarterly Earnings on Thursday

USCB Financial (NASDAQ:USCB) will likely be announcing its Q2 2026 results after the market closes on Thursday, July 23rd. Analysts expect the company to post earnings of $0.49 per share and revenue of $26.7370 million for the quarter. Investors may review the information on the company’s upcoming Q2 2026 earning overview page for the latest details on the call scheduled for Friday, July 24, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last posted its earnings results on Thursday, April 23rd. The company reported $0.47 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.48 by ($0.01). The company had revenue of $26.18 million during the quarter, compared to the consensus estimate of $25.95 million. USCB Financial had a net margin of 17.04% and a return on equity of 15.37%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Stock Up 1.4%

USCB Financial stock opened at $20.34 on Thursday. The company has a debt-to-equity ratio of 0.41, a quick ratio of 0.91 and a current ratio of 0.91. USCB Financial has a one year low of $16.06 and a one year high of $20.93. The company has a 50-day simple moving average of $19.21 and a 200-day simple moving average of $19.13. The firm has a market capitalization of $371.41 million, a P/E ratio of 14.22 and a beta of 0.51.

USCB Financial Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, June 5th. Shareholders of record on Friday, May 15th were paid a dividend of $0.125 per share. This represents a $0.50 dividend on an annualized basis and a yield of 2.5%. The ex-dividend date of this dividend was Friday, May 15th. USCB Financial’s payout ratio is presently 34.97%.

Insider Buying and Selling at USCB Financial

In other USCB Financial news, CEO La Aguilera Luis De sold 49,414 shares of the company’s stock in a transaction dated Thursday, May 21st. The stock was sold at an average price of $18.30, for a total value of $904,276.20. Following the transaction, the chief executive officer directly owned 242,945 shares of the company’s stock, valued at $4,445,893.50. This represents a 16.90% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, Director Ramon Abadin sold 9,000 shares of the firm’s stock in a transaction dated Thursday, May 14th. The stock was sold at an average price of $18.21, for a total value of $163,890.00. Following the sale, the director directly owned 24,561 shares of the company’s stock, valued at $447,255.81. This trade represents a 26.82% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders have sold 248,122 shares of company stock valued at $4,514,106. 49.50% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On USCB Financial

Several large investors have recently made changes to their positions in USCB. Geode Capital Management LLC increased its holdings in USCB Financial by 1.7% in the second quarter. Geode Capital Management LLC now owns 248,716 shares of the company’s stock worth $4,114,000 after buying an additional 4,242 shares during the last quarter. Hsbc Holdings PLC lifted its stake in USCB Financial by 25.9% in the second quarter. Hsbc Holdings PLC now owns 32,875 shares of the company’s stock valued at $546,000 after acquiring an additional 6,770 shares during the last quarter. First Trust Advisors LP acquired a new stake in USCB Financial in the second quarter valued at approximately $212,000. Gabelli Funds LLC acquired a new stake in USCB Financial in the second quarter valued at approximately $563,000. Finally, Alliancebernstein L.P. grew its position in USCB Financial by 9.0% in the second quarter. Alliancebernstein L.P. now owns 973,088 shares of the company’s stock worth $16,095,000 after acquiring an additional 79,983 shares in the last quarter. Institutional investors own 61.34% of the company’s stock.

Analyst Ratings Changes

Several research analysts have commented on the stock. Weiss Ratings restated a “buy (b)” rating on shares of USCB Financial in a research report on Friday, May 29th. Raymond James Financial reaffirmed a “strong-buy” rating on shares of USCB Financial in a report on Monday, April 27th. Hovde Group increased their price objective on USCB Financial from $19.50 to $20.00 and gave the stock a “market perform” rating in a report on Monday, April 27th. Wall Street Zen raised USCB Financial from a “hold” rating to a “buy” rating in a report on Sunday. Finally, Zacks Research upgraded USCB Financial from a “strong sell” rating to a “hold” rating in a research report on Monday, March 30th. One investment analyst has rated the stock with a Strong Buy rating, two have assigned a Buy rating and two have assigned a Hold rating to the stock. Based on data from MarketBeat, USCB Financial has an average rating of “Moderate Buy” and a consensus target price of $22.00.

USCB Financial Company Profile

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.