LendingClub’s (LC) “Buy” Rating Reiterated at BTIG Research

BTIG Research restated their buy rating on shares of LendingClub (NYSE:LC) in a research note published on Thursday,Benzinga reports. BTIG Research currently has a $26.00 price objective on the credit services provider’s stock.

Several other brokerages also recently weighed in on LC. Weiss Ratings reissued a “hold (c)” rating on shares of LendingClub in a research note on Monday, December 29th. Piper Sandler reissued an “overweight” rating and issued a $20.00 price objective (up from $18.00) on shares of LendingClub in a research report on Thursday, October 23rd. JPMorgan Chase & Co. raised their price objective on shares of LendingClub from $22.00 to $25.00 and gave the stock an “overweight” rating in a research note on Thursday, December 4th. Janney Montgomery Scott upped their target price on LendingClub from $17.00 to $20.00 and gave the company a “neutral” rating in a research note on Thursday, November 6th. Finally, Zacks Research downgraded LendingClub from a “strong-buy” rating to a “hold” rating in a report on Monday, January 5th. Six analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the company’s stock. According to MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus price target of $22.00.

LendingClub Stock Performance

Shares of NYSE:LC opened at $16.91 on Thursday. The firm has a market capitalization of $1.95 billion, a P/E ratio of 14.70 and a beta of 2.08. LendingClub has a 52-week low of $7.90 and a 52-week high of $21.67. The stock has a 50 day moving average price of $19.42 and a 200-day moving average price of $17.27.

LendingClub (NYSE:LC) last released its earnings results on Wednesday, January 28th. The credit services provider reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.34 by $0.01. LendingClub had a return on equity of 9.62% and a net margin of 13.58%.The firm had revenue of $266.47 million for the quarter, compared to the consensus estimate of $262.88 million. During the same quarter in the previous year, the company posted $0.08 EPS. The company’s revenue for the quarter was up 22.7% compared to the same quarter last year. LendingClub has set its FY 2026 guidance at 1.650-1.800 EPS and its Q1 2026 guidance at 0.340-0.390 EPS. On average, equities analysts forecast that LendingClub will post 0.72 EPS for the current fiscal year.

LendingClub announced that its Board of Directors has initiated a share repurchase plan on Wednesday, November 5th that permits the company to repurchase $100.00 million in shares. This repurchase authorization permits the credit services provider to buy up to 4.9% of its stock through open market purchases. Stock repurchase plans are usually a sign that the company’s board believes its shares are undervalued.

Insider Transactions at LendingClub

In other LendingClub news, Director Erin Selleck sold 2,390 shares of the firm’s stock in a transaction on Friday, December 5th. The stock was sold at an average price of $19.47, for a total transaction of $46,533.30. Following the transaction, the director directly owned 76,377 shares in the company, valued at $1,487,060.19. This trade represents a 3.03% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through the SEC website. 3.19% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On LendingClub

Several institutional investors have recently made changes to their positions in LC. Aster Capital Management DIFC Ltd bought a new position in LendingClub during the 3rd quarter worth about $26,000. Quarry LP lifted its position in shares of LendingClub by 343.0% in the 3rd quarter. Quarry LP now owns 3,030 shares of the credit services provider’s stock worth $46,000 after purchasing an additional 2,346 shares during the period. Headlands Technologies LLC purchased a new stake in shares of LendingClub in the 2nd quarter worth approximately $53,000. Advisory Services Network LLC bought a new position in shares of LendingClub during the third quarter valued at approximately $59,000. Finally, Jones Financial Companies Lllp increased its holdings in LendingClub by 46.7% during the third quarter. Jones Financial Companies Lllp now owns 4,051 shares of the credit services provider’s stock valued at $67,000 after buying an additional 1,290 shares during the period. Hedge funds and other institutional investors own 74.08% of the company’s stock.

More LendingClub News

Here are the key news stories impacting LendingClub this week:

• Positive Sentiment: Quarterly beat and stronger guidance — LC reported Q4 EPS of $0.35 (vs. ~$0.34 consensus) and revenue of ~$266M, with revenue and originations rising year-over-year; the company raised FY2026 EPS guidance to $1.65–$1.80, above Wall Street consensus. This underpins faster growth expectations. Read More.
• Positive Sentiment: Loan origination and product traction — Originations rose ~40% YoY to ~$2.6B and management highlighted growth in its LevelUp product suite, supporting revenue visibility and customer acquisition progress. Read More.
• Positive Sentiment: Analyst support — BTIG reaffirmed a “buy” rating with a $26 price target, supplying a constructive counterpoint for investors looking past the headline noise. Read More.
• Neutral Sentiment: Deep-dive coverage and transcripts available — Multiple outlets published earnings transcripts and deep dives that help investors separate one-time disclosures from operating performance, useful for modeling but not immediately market-moving. Read More.
• Negative Sentiment: Accounting-shift disclosure triggered sharp sell-off — A newly disclosed accounting change prompted investor concern about metric comparability and near-term reported results, prompting a steep intraday drop in shares. That disclosure is the principal driver of recent market volatility. Read More.
• Negative Sentiment: Leadership shakeup raises governance and execution concerns — Reports of management changes prompted questions about continuity as the company scales, amplifying short-term selling pressure. Read More.
• Negative Sentiment: Market reaction and investor commentary emphasize risk — Several analyst and commentary pieces interpret the combination of the accounting disclosure and management moves as reasons for the recent sell-off, increasing near-term headline risk despite solid underlying metrics. Read More.

About LendingClub

LendingClub Corporation operates an online lending marketplace that connects borrowers seeking personal and small business credit with individual and institutional investors. The platform leverages technology to streamline the loan application and underwriting process, offering unsecured personal loans, auto refinancing, and small business loans. In addition to lending products, LendingClub provides high-yield savings accounts and certificates of deposit through its banking charter, following its acquisition of Radius Bank in 2021.

Founded in 2006 by Renaud Laplanche, LendingClub pioneered peer-to-peer lending in the United States, helping to democratize access to credit and investment opportunities.