Independent Bank (IBCP) to Release Earnings on Thursday

Independent Bank (NASDAQ:IBCP) is projected to post its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect Independent Bank to post earnings of $0.83 per share and revenue of $50.5150 million for the quarter. Investors may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Thursday, January 22, 2026 at 11:00 AM ET.

Independent Bank (NASDAQ:IBCP) last announced its quarterly earnings results on Tuesday, October 28th. The financial services provider reported $0.84 earnings per share for the quarter, beating analysts’ consensus estimates of $0.83 by $0.01. Independent Bank had a net margin of 21.25% and a return on equity of 14.54%. The firm had revenue of $45.80 million during the quarter, compared to analysts’ expectations of $50.18 million. On average, analysts expect Independent Bank to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Independent Bank Stock Performance

NASDAQ IBCP opened at $33.02 on Thursday. The company has a fifty day moving average of $32.80 and a two-hundred day moving average of $32.29. The company has a market capitalization of $683.25 million, a PE ratio of 10.13 and a beta of 0.80. Independent Bank has a 1 year low of $26.75 and a 1 year high of $37.13. The company has a debt-to-equity ratio of 0.09, a current ratio of 0.91 and a quick ratio of 0.90.

Independent Bank Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Friday, November 14th. Investors of record on Tuesday, November 4th were paid a dividend of $0.26 per share. This represents a $1.04 dividend on an annualized basis and a yield of 3.1%. The ex-dividend date was Tuesday, November 4th. Independent Bank’s dividend payout ratio (DPR) is currently 31.90%.

Hedge Funds Weigh In On Independent Bank

Several institutional investors have recently added to or reduced their stakes in the stock. EverSource Wealth Advisors LLC lifted its position in Independent Bank by 2,062.9% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 757 shares of the financial services provider’s stock worth $25,000 after acquiring an additional 722 shares during the period. Quarry LP purchased a new stake in shares of Independent Bank during the third quarter worth approximately $42,000. Quadrant Capital Group LLC acquired a new stake in shares of Independent Bank during the third quarter worth $72,000. Quantbot Technologies LP lifted its holdings in shares of Independent Bank by 257.6% during the third quarter. Quantbot Technologies LP now owns 4,895 shares of the financial services provider’s stock worth $152,000 after purchasing an additional 3,526 shares during the period. Finally, Squarepoint Ops LLC grew its position in Independent Bank by 14.2% in the 3rd quarter. Squarepoint Ops LLC now owns 7,476 shares of the financial services provider’s stock valued at $232,000 after buying an additional 929 shares during the last quarter. Institutional investors and hedge funds own 79.43% of the company’s stock.

Wall Street Analysts Forecast Growth

Separately, Weiss Ratings upgraded Independent Bank from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Monday. One equities research analyst has rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to data from MarketBeat, Independent Bank presently has a consensus rating of “Hold” and an average price target of $36.00.

Independent Bank Company Profile

Independent Bank Corporation (NASDAQ: IBCP) is a bank holding company headquartered in Grand Rapids, Michigan. Through its primary subsidiary, Independent Bank, the company offers a full range of commercial and personal banking services designed to meet the needs of individuals, small businesses and corporate clients. The company’s offerings span traditional branch-based banking as well as digital and mobile platforms.

Independent Bank provides deposit products such as checking and savings accounts, money market accounts and certificates of deposit.