Preferred Bank (PFBC) Expected to Announce Earnings on Thursday

Preferred Bank (NASDAQ:PFBC) will likely be issuing its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect the company to announce earnings of $2.78 per share and revenue of $74.5410 million for the quarter. Individuals are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Thursday, January 22, 2026 at 2:00 PM ET.

Preferred Bank (NASDAQ:PFBC) last announced its quarterly earnings data on Monday, October 20th. The bank reported $2.84 earnings per share for the quarter, topping the consensus estimate of $2.57 by $0.27. The company had revenue of $74.98 million for the quarter, compared to analyst estimates of $72.74 million. Preferred Bank had a return on equity of 16.91% and a net margin of 25.67%.During the same quarter last year, the firm earned $2.46 EPS. On average, analysts expect Preferred Bank to post $10 EPS for the current fiscal year and $10 EPS for the next fiscal year.

Preferred Bank Stock Performance

PFBC opened at $95.30 on Thursday. The stock’s 50 day simple moving average is $95.57 and its 200-day simple moving average is $93.19. The company has a current ratio of 1.07, a quick ratio of 1.07 and a debt-to-equity ratio of 0.47. The stock has a market cap of $1.38 billion, a PE ratio of 9.68 and a beta of 0.66. Preferred Bank has a 1 year low of $71.90 and a 1 year high of $103.05.

Preferred Bank Announces Dividend

The firm also recently declared an annual dividend, which will be paid on Tuesday, January 20th. Shareholders of record on Tuesday, January 6th will be issued a $3.20 dividend. This represents a yield of 336.0%. The ex-dividend date of this dividend is Tuesday, January 6th. Preferred Bank’s payout ratio is 32.52%.

Analyst Upgrades and Downgrades

A number of equities analysts have recently commented on PFBC shares. Zacks Research downgraded shares of Preferred Bank from a “strong-buy” rating to a “hold” rating in a report on Friday, December 26th. Weiss Ratings restated a “buy (b)” rating on shares of Preferred Bank in a research note on Monday, December 29th. DA Davidson lowered their price objective on Preferred Bank from $108.00 to $104.00 and set a “neutral” rating on the stock in a research note on Wednesday, October 22nd. Finally, Piper Sandler increased their target price on Preferred Bank from $112.00 to $119.00 and gave the stock an “overweight” rating in a report on Wednesday, October 22nd. Two investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. Based on data from MarketBeat, the company has a consensus rating of “Hold” and an average price target of $104.67.

Institutional Trading of Preferred Bank

Several large investors have recently added to or reduced their stakes in the company. EverSource Wealth Advisors LLC increased its holdings in shares of Preferred Bank by 1,224.0% during the second quarter. EverSource Wealth Advisors LLC now owns 331 shares of the bank’s stock worth $29,000 after buying an additional 306 shares in the last quarter. Quarry LP grew its position in Preferred Bank by 1,992.0% during the 3rd quarter. Quarry LP now owns 523 shares of the bank’s stock worth $47,000 after acquiring an additional 498 shares during the last quarter. Johnson Financial Group Inc. acquired a new stake in Preferred Bank during the 3rd quarter valued at $70,000. NewEdge Advisors LLC raised its position in Preferred Bank by 350.7% in the 2nd quarter. NewEdge Advisors LLC now owns 1,316 shares of the bank’s stock valued at $114,000 after purchasing an additional 1,024 shares during the last quarter. Finally, PharVision Advisers LLC bought a new position in Preferred Bank in the 3rd quarter valued at $275,000. 72.77% of the stock is owned by institutional investors.

About Preferred Bank

Preferred Bank (NASDAQ: PFBC) is a California-chartered commercial bank headquartered in Los Angeles. The institution offers a full range of banking products and services to businesses and individuals, with a particular emphasis on commercial real estate lending, business banking, treasury management and deposit accounts. Preferred Bank operates through branch offices across Southern California and national loan production offices in major U.S. markets.

The bank’s core lending portfolio focuses on commercial real estate acquisition, development and investment properties.