Norwood Financial (NWFL) Expected to Announce Quarterly Earnings on Thursday

Norwood Financial (NASDAQ:NWFL) is expected to be releasing its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect Norwood Financial to post earnings of $0.85 per share and revenue of $23.50 million for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Thursday, January 22, 2026 at 9:00 AM ET.

Norwood Financial (NASDAQ:NWFL) last posted its quarterly earnings results on Wednesday, October 22nd. The financial services provider reported $0.94 EPS for the quarter, beating analysts’ consensus estimates of $0.68 by $0.26. The company had revenue of $22.96 million during the quarter, compared to analyst estimates of $22.10 million. Norwood Financial had a net margin of 6.82% and a return on equity of 10.68%. During the same period in the prior year, the business posted $0.48 EPS. On average, analysts expect Norwood Financial to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Norwood Financial Trading Up 0.8%

Shares of NWFL opened at $28.21 on Thursday. The stock has a market capitalization of $261.22 million, a P/E ratio of 43.40 and a beta of 0.61. Norwood Financial has a twelve month low of $21.25 and a twelve month high of $30.59. The company has a quick ratio of 0.90, a current ratio of 0.90 and a debt-to-equity ratio of 0.31. The firm has a fifty day simple moving average of $28.31 and a two-hundred day simple moving average of $26.54.

Norwood Financial Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Monday, February 2nd. Stockholders of record on Thursday, January 15th will be issued a dividend of $0.32 per share. This is an increase from Norwood Financial’s previous quarterly dividend of $0.31. This represents a $1.28 dividend on an annualized basis and a dividend yield of 4.5%. The ex-dividend date is Thursday, January 15th. Norwood Financial’s dividend payout ratio (DPR) is currently 190.77%.

Insider Activity

In other news, Director James Shook bought 3,800 shares of the stock in a transaction dated Monday, October 27th. The stock was bought at an average price of $26.71 per share, for a total transaction of $101,498.00. Following the purchase, the director directly owned 4,830 shares in the company, valued at $129,009.30. This trade represents a 368.93% increase in their position. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Corporate insiders own 9.10% of the company’s stock.

Institutional Investors Weigh In On Norwood Financial

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Osaic Holdings Inc. raised its holdings in Norwood Financial by 130.7% in the second quarter. Osaic Holdings Inc. now owns 1,061 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 601 shares in the last quarter. Tower Research Capital LLC TRC increased its stake in shares of Norwood Financial by 293.6% in the 2nd quarter. Tower Research Capital LLC TRC now owns 1,771 shares of the financial services provider’s stock worth $46,000 after acquiring an additional 1,321 shares in the last quarter. BNP Paribas Financial Markets increased its stake in shares of Norwood Financial by 144.5% in the 3rd quarter. BNP Paribas Financial Markets now owns 2,100 shares of the financial services provider’s stock worth $53,000 after acquiring an additional 1,241 shares in the last quarter. Russell Investments Group Ltd. lifted its position in Norwood Financial by 68.9% during the 3rd quarter. Russell Investments Group Ltd. now owns 2,138 shares of the financial services provider’s stock valued at $54,000 after acquiring an additional 872 shares during the period. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its stake in Norwood Financial by 18.5% during the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 4,909 shares of the financial services provider’s stock worth $119,000 after acquiring an additional 765 shares in the last quarter. 28.08% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

NWFL has been the topic of several recent analyst reports. Weiss Ratings reissued a “hold (c)” rating on shares of Norwood Financial in a research note on Monday, December 29th. Zacks Research lowered Norwood Financial from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 22nd. Finally, Wall Street Zen raised Norwood Financial from a “hold” rating to a “buy” rating in a research note on Tuesday, October 28th. Three analysts have rated the stock with a Hold rating, Based on data from MarketBeat, Norwood Financial has an average rating of “Hold” and a consensus price target of $26.50.

Norwood Financial Company Profile

Norwood Financial Corporation is the bank holding company for Norwood Bank, a community-oriented financial institution headquartered in Norwood, Massachusetts. Incorporated in 2010, the company oversees a network of branch offices serving suburban and metropolitan communities in eastern Massachusetts. Norwood Financial’s mission emphasizes personalized service, local decision-making and a commitment to supporting neighborhood growth.

The company’s primary business activities encompass a full suite of personal and commercial banking products and services.