USCB Financial (USCB) to Release Quarterly Earnings on Thursday

USCB Financial (NASDAQ:USCB) is expected to announce its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect the company to announce earnings of $0.51 per share and revenue of $26.3440 million for the quarter. Interested persons are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Friday, January 23, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last released its quarterly earnings data on Thursday, October 23rd. The company reported $0.45 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.42 by $0.03. The company had revenue of $24.99 million for the quarter, compared to analyst estimates of $25.03 million. USCB Financial had a return on equity of 14.36% and a net margin of 20.23%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Stock Up 1.1%

Shares of NASDAQ USCB opened at $19.12 on Thursday. USCB Financial has a 52 week low of $15.39 and a 52 week high of $20.49. The business has a 50-day simple moving average of $18.46 and a two-hundred day simple moving average of $17.62. The company has a quick ratio of 0.87, a current ratio of 0.87 and a debt-to-equity ratio of 0.24. The company has a market cap of $346.26 million, a P/E ratio of 12.18 and a beta of 0.60.

USCB Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, December 5th. Stockholders of record on Friday, November 14th were given a $0.10 dividend. This represents a $0.40 dividend on an annualized basis and a dividend yield of 2.1%. The ex-dividend date was Friday, November 14th. USCB Financial’s dividend payout ratio (DPR) is 25.48%.

Analyst Ratings Changes

Several brokerages recently commented on USCB. Zacks Research raised shares of USCB Financial from a “hold” rating to a “strong-buy” rating in a research note on Tuesday, December 30th. Weiss Ratings reissued a “buy (b)” rating on shares of USCB Financial in a report on Monday, December 29th. Two research analysts have rated the stock with a Strong Buy rating and three have assigned a Buy rating to the company. According to data from MarketBeat, the company presently has an average rating of “Buy” and an average price target of $22.00.

Insider Transactions at USCB Financial

In other USCB Financial news, Director W Kirk Wycoff sold 39,000 shares of the business’s stock in a transaction that occurred on Thursday, December 11th. The shares were sold at an average price of $18.68, for a total value of $728,520.00. Following the completion of the transaction, the director owned 1,856,286 shares of the company’s stock, valued at $34,675,422.48. The trade was a 2.06% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Insiders have sold 179,623 shares of company stock worth $3,303,784 in the last three months. Insiders own 49.50% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Bank of America Corp DE boosted its holdings in shares of USCB Financial by 16.8% in the 3rd quarter. Bank of America Corp DE now owns 38,711 shares of the company’s stock worth $676,000 after purchasing an additional 5,573 shares in the last quarter. Squarepoint Ops LLC purchased a new position in shares of USCB Financial during the 3rd quarter valued at about $404,000. Barclays PLC lifted its position in USCB Financial by 7.0% in the 3rd quarter. Barclays PLC now owns 51,245 shares of the company’s stock worth $894,000 after buying an additional 3,351 shares during the last quarter. Dimensional Fund Advisors LP grew its position in USCB Financial by 7.8% during the third quarter. Dimensional Fund Advisors LP now owns 154,958 shares of the company’s stock valued at $2,704,000 after acquiring an additional 11,251 shares during the last quarter. Finally, Salzhauer Michael grew its position in USCB Financial by 8.4% during the second quarter. Salzhauer Michael now owns 31,729 shares of the company’s stock valued at $525,000 after acquiring an additional 2,460 shares during the last quarter. 61.34% of the stock is currently owned by hedge funds and other institutional investors.

About USCB Financial

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.