Citizens Financial Group (NYSE:CFG) Reaches New 1-Year High After Better-Than-Expected Earnings

Citizens Financial Group, Inc. (NYSE:CFG)’s stock price hit a new 52-week high on Wednesday following a stronger than expected earnings report. The company traded as high as $63.00 and last traded at $63.3110, with a volume of 2226400 shares. The stock had previously closed at $59.81.

The bank reported $1.13 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.11 by $0.02. Citizens Financial Group had a return on equity of 7.89% and a net margin of 15.19%.The business had revenue of $2.16 billion for the quarter, compared to analysts’ expectations of $2.16 billion. During the same period in the previous year, the firm posted $0.85 EPS. The company’s quarterly revenue was up 8.6% on a year-over-year basis.

Citizens Financial Group Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Wednesday, February 18th. Shareholders of record on Wednesday, February 4th will be paid a $0.46 dividend. The ex-dividend date is Wednesday, February 4th. This represents a $1.84 dividend on an annualized basis and a yield of 2.9%. Citizens Financial Group’s payout ratio is 51.54%.

More Citizens Financial Group News

Here are the key news stories impacting Citizens Financial Group this week:

• Positive Sentiment: Q4 results beat: CFG reported EPS of $1.13 (vs. ~$1.11 consensus) and revenue roughly in line at $2.16B; net income rose ~32% YoY and EPS jumped ~36% YoY — the quarter was driven by higher net interest income and fee growth. Citizens Financial Group, Inc. Reports Fourth Quarter 2025 Net Income
• Positive Sentiment: Profit and momentum headlines: coverage highlights CFG’s profit jump on fee income and notes the stock recently hit an all‑time high as investors price in improving core performance. MSN Profit Jumps / Shares Hit All‑Time High
• Positive Sentiment: Analyst upgrades lift sentiment: Bank of America raised its target to $78 (buy), DA Davidson to $73 (buy) and Keefe, Bruyette & Woods to $70 (outperform) — each implies mid- to high‑teens upside vs. the current price level and signal stronger consensus expectations. Benzinga
• Positive Sentiment: Strategic outlook: a deep‑dive piece cites expansion of the private bank and targeted tech initiatives as drivers of medium‑term growth and efficiency gains, supporting the bullish case. CFG Q4 Deep Dive: Private Bank Expansion and Strategic Tech Initiatives
• Positive Sentiment: Dividend and shareholder return: CFG declared a quarterly dividend of $0.46/share (ex‑div Feb 4; pay Feb 18), implying an annualized yield near 2.8% — supportive for income‑oriented investors.
• Neutral Sentiment: Market write‑ups and transcripts: multiple earnings call transcripts and analyst note roundups (Seeking Alpha, InsiderMonkey, Zacks) are available — useful for digging into management’s commentary on margins, capital and loan activity but contain no obvious surprises beyond the headline beat. Seeking Alpha: Patience Continuing To Pay Off
• Neutral Sentiment: Upcoming investor events: CFG will present at the UBS Financial Services Conference (Feb 10), which could provide additional color on commercial banking trends and capital deployment but is routine. Business Wire: UBS Conference

Analyst Ratings Changes

A number of research firms have issued reports on CFG. Morgan Stanley lifted their target price on shares of Citizens Financial Group from $71.00 to $73.00 and gave the company an “overweight” rating in a research note on Thursday. Weiss Ratings reiterated a “buy (b-)” rating on shares of Citizens Financial Group in a report on Monday, December 29th. Keefe, Bruyette & Woods raised their target price on Citizens Financial Group from $68.00 to $70.00 and gave the company an “outperform” rating in a report on Thursday. Citigroup raised Citizens Financial Group from a “neutral” rating to an “overweight” rating in a research report on Monday, January 5th. Finally, Evercore ISI reissued an “outperform” rating and set a $69.00 price objective on shares of Citizens Financial Group in a report on Tuesday, January 6th. One equities research analyst has rated the stock with a Strong Buy rating, seventeen have assigned a Buy rating and two have issued a Hold rating to the company’s stock. According to MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $65.68.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in the business. Ninety One UK Ltd acquired a new stake in shares of Citizens Financial Group in the third quarter worth $308,946,000. Norges Bank acquired a new stake in Citizens Financial Group in the 2nd quarter worth $253,423,000. HoldCo Asset Management LP bought a new stake in shares of Citizens Financial Group in the second quarter valued at about $93,361,000. Alyeska Investment Group L.P. acquired a new stake in Citizens Financial Group during the third quarter worth about $87,173,000. Finally, Zurich Insurance Group Ltd FI increased its stake in Citizens Financial Group by 326.3% during the third quarter. Zurich Insurance Group Ltd FI now owns 2,082,961 shares of the bank’s stock valued at $110,730,000 after acquiring an additional 1,594,326 shares during the period. 94.90% of the stock is owned by institutional investors.

Citizens Financial Group Stock Performance

The firm has a fifty day simple moving average of $57.60 and a 200 day simple moving average of $52.94. The company has a current ratio of 0.85, a quick ratio of 0.84 and a debt-to-equity ratio of 0.44. The stock has a market cap of $27.59 billion, a price-to-earnings ratio of 16.60, a PEG ratio of 0.55 and a beta of 0.72.

About Citizens Financial Group

Citizens Financial Group, Inc (NYSE: CFG) is a bank holding company that provides a broad range of banking and financial services to individuals, small and middle-market businesses, corporations and institutional clients. Headquartered in Providence, Rhode Island, Citizens conducts its banking operations principally through its primary banking subsidiary, Citizens Bank, and serves customers through a combination of branch locations, ATMs and digital channels. The company is publicly traded and operates under the regulatory framework applicable to U.S.