Wintrust Financial (NASDAQ:WTFC) Reaches New 12-Month High on Earnings Beat

Wintrust Financial Corporation (NASDAQ:WTFC)’s share price reached a new 52-week high during mid-day trading on Wednesday following a stronger than expected earnings report. The company traded as high as $150.98 and last traded at $148.7250, with a volume of 84788 shares. The stock had previously closed at $144.72.

The bank reported $3.15 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.93 by $0.22. Wintrust Financial had a return on equity of 12.95% and a net margin of 19.48%.The company had revenue of $586.67 million for the quarter, compared to analysts’ expectations of $700.85 million. During the same period in the previous year, the firm posted $2.63 EPS.

Wintrust Financial News Roundup

Here are the key news stories impacting Wintrust Financial this week:

• Positive Sentiment: Board approved a 10% increase to the quarterly common dividend to $0.55/share, payable Feb. 19 (record Feb. 5) — signals capital strength and boosts yield for income investors. Wintrust Dividend Increase
• Positive Sentiment: Q4 results showed record net income and an EPS beat (reported $3.15 vs. $2.93 est.), with management citing healthy credit metrics — supports valuation re-rating and explains upward price momentum. Why Wintrust Is Up
• Positive Sentiment: Analysts bumped price targets and reiterated buy ratings after the quarter (TD Cowen to $177, DA Davidson to $172), adding third-party validation to the stock’s upside case. Analyst Price Target Increases
• Neutral Sentiment: Management outlined mid- to high-single-digit loan growth guidance for 2026 with stable margins — a modest growth outlook that tempers but does not contradict the strong earnings print. Guidance and Growth Outlook
• Negative Sentiment: Revenue came in below some consensus figures (company reported lower total revenue despite the EPS beat), which could concern growth-focused investors if the trend persists. Earnings Highlights

Wall Street Analyst Weigh In

WTFC has been the topic of several recent research reports. DA Davidson lifted their target price on shares of Wintrust Financial from $165.00 to $172.00 and gave the stock a “buy” rating in a research note on Thursday. Royal Bank Of Canada boosted their price target on shares of Wintrust Financial from $160.00 to $175.00 and gave the stock an “outperform” rating in a research report on Thursday. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Wintrust Financial in a research note on Wednesday, October 8th. Barclays raised their target price on shares of Wintrust Financial from $178.00 to $185.00 and gave the stock an “overweight” rating in a research note on Thursday. Finally, Citigroup restated a “buy” rating on shares of Wintrust Financial in a research report on Thursday. One equities research analyst has rated the stock with a Strong Buy rating, ten have issued a Buy rating and two have given a Hold rating to the company’s stock. According to data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $162.50.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in WTFC. Maseco LLP acquired a new stake in Wintrust Financial during the second quarter worth $25,000. Root Financial Partners LLC purchased a new position in shares of Wintrust Financial during the 3rd quarter worth $27,000. Advisors Asset Management Inc. acquired a new stake in shares of Wintrust Financial during the 1st quarter worth about $27,000. REAP Financial Group LLC raised its holdings in Wintrust Financial by 196.0% in the 2nd quarter. REAP Financial Group LLC now owns 296 shares of the bank’s stock valued at $37,000 after buying an additional 196 shares during the period. Finally, Richardson Financial Services Inc. raised its holdings in Wintrust Financial by 75.3% in the 3rd quarter. Richardson Financial Services Inc. now owns 312 shares of the bank’s stock valued at $41,000 after buying an additional 134 shares during the period. 93.48% of the stock is currently owned by institutional investors and hedge funds.

Wintrust Financial Price Performance

The company has a quick ratio of 1.00, a current ratio of 1.00 and a debt-to-equity ratio of 0.66. The company has a market cap of $10.19 billion, a price-to-earnings ratio of 13.35 and a beta of 0.88. The stock’s 50-day simple moving average is $139.93 and its 200 day simple moving average is $134.18.

Wintrust Financial Company Profile

Wintrust Financial Corporation is a Chicago‐area bank holding company headquartered in Rosemont, Illinois. Through its primary subsidiary, Wintrust Bank, the company operates a network of community banks serving metropolitan Chicago and select markets in southeastern Wisconsin. These locally branded banks provide personalized commercial and consumer banking solutions tailored to small and mid‐size businesses, professionals, and individual clients.

The firm’s core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services.