Head-To-Head Analysis: BTCS (NASDAQ:BTCS) & Intercorp Financial Services (NYSE:IFS)

Intercorp Financial Services (NYSE:IFS) and BTCS (NASDAQ:BTCS) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, earnings, institutional ownership, risk, profitability, valuation and analyst recommendations.

Analyst Ratings

This is a breakdown of current recommendations for Intercorp Financial Services and BTCS, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intercorp Financial Services	0	1	2	0	2.67
BTCS	0	2	1	0	2.33

Intercorp Financial Services currently has a consensus price target of $48.00, suggesting a potential upside of 0.23%. BTCS has a consensus price target of $7.00, suggesting a potential upside of 173.44%. Given BTCS’s higher possible upside, analysts clearly believe BTCS is more favorable than Intercorp Financial Services.

Valuation & Earnings

This table compares Intercorp Financial Services and BTCS”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intercorp Financial Services	$1.68 billion	3.26	$346.47 million	$4.72	10.15
BTCS	$4.07 million	29.46	-$1.27 million	$0.72	3.56

Intercorp Financial Services has higher revenue and earnings than BTCS. BTCS is trading at a lower price-to-earnings ratio than Intercorp Financial Services, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Intercorp Financial Services has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500. Comparatively, BTCS has a beta of 1.54, indicating that its stock price is 54% more volatile than the S&P 500.

Insider and Institutional Ownership

3.5% of BTCS shares are held by institutional investors. 42.8% of BTCS shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Intercorp Financial Services and BTCS’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Intercorp Financial Services	28.41%	17.27%	2.03%
BTCS	464.44%	-25.01%	-18.86%

Summary

Intercorp Financial Services beats BTCS on 8 of the 14 factors compared between the two stocks.

About Intercorp Financial Services

Intercorp Financial Services Inc., together with its subsidiaries, offers banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company provides loans, credit facilities, deposits, and current accounts; life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and brokerage and investment management services. It engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. The company was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

About BTCS

BTCS Inc. operates in blockchain technology sector the United States. Its blockchain-infrastructure secures and operates validator nodes on disruptive blockchain networks, as well as validates transactions for crypto holding delegations on dPoS blockchains. The company offers StakeSeeker, a cryptocurrency dashboard and staking-as-a-service platform that allows crypto asset holders to earn rewards by participating in network consensus mechanisms; and Builder+, a Ethereum block builder offered to maximize validator earnings by utilizing algorithms to construct optimized blocks for on-chain validation. In addition, it is involved in the development of ChainQ, an AI-powered blockchain data and analytics platform, which allows users to query real-time and historical on-chain blockchain data. The company was formerly known as Bitcoin Shop, Inc. and changed its name to BTCS Inc. in July 2015. BTCS Inc. was founded in 2014 and is based in Silver Spring, Maryland.