Zacks Research Estimates Bank OZK’s Q1 Earnings (NASDAQ:OZK)

Bank OZK (NASDAQ:OZK) – Investment analysts at Zacks Research decreased their Q1 2026 earnings per share estimates for Bank OZK in a report issued on Tuesday, February 10th. Zacks Research analyst Team now forecasts that the company will earn $1.46 per share for the quarter, down from their previous estimate of $1.50. Zacks Research currently has a “Hold” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s Q2 2026 earnings at $1.46 EPS, Q3 2026 earnings at $1.52 EPS, FY2026 earnings at $5.98 EPS, Q2 2027 earnings at $1.66 EPS, Q3 2027 earnings at $1.63 EPS, Q4 2027 earnings at $1.60 EPS and FY2028 earnings at $7.56 EPS.

Bank OZK (NASDAQ:OZK) last released its quarterly earnings results on Tuesday, January 20th. The company reported $1.53 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.56 by ($0.03). Bank OZK had a net margin of 25.50% and a return on equity of 12.65%. The business had revenue of $436.29 million during the quarter, compared to the consensus estimate of $434.68 million. During the same period in the prior year, the firm earned $1.56 earnings per share.

Other analysts have also recently issued reports about the stock. Citigroup reissued a “sell” rating on shares of Bank OZK in a research note on Monday, January 5th. UBS Group reaffirmed a “neutral” rating and set a $51.00 price objective on shares of Bank OZK in a report on Tuesday, January 6th. Morgan Stanley lowered their target price on Bank OZK from $59.00 to $57.00 and set an “equal weight” rating for the company in a research note on Thursday, January 22nd. Keefe, Bruyette & Woods dropped their target price on Bank OZK from $53.00 to $50.00 and set a “market perform” rating for the company in a research report on Monday, October 20th. Finally, Wall Street Zen raised Bank OZK from a “sell” rating to a “hold” rating in a research note on Saturday, January 3rd. Five equities research analysts have rated the stock with a Buy rating, five have issued a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat, the stock has an average rating of “Hold” and a consensus price target of $56.78.

Bank OZK Trading Down 0.8%

Shares of NASDAQ OZK opened at $48.88 on Wednesday. Bank OZK has a 1-year low of $35.71 and a 1-year high of $53.66. The company has a market cap of $5.47 billion, a PE ratio of 7.92 and a beta of 0.94. The company has a current ratio of 1.02, a quick ratio of 1.03 and a debt-to-equity ratio of 0.08. The company has a 50-day moving average of $47.87 and a two-hundred day moving average of $48.42.

Bank OZK Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Tuesday, January 20th. Investors of record on Tuesday, January 13th were paid a dividend of $0.46 per share. This represents a $1.84 annualized dividend and a yield of 3.8%. The ex-dividend date of this dividend was Tuesday, January 13th. This is a boost from Bank OZK’s previous quarterly dividend of $0.45. Bank OZK’s dividend payout ratio (DPR) is 29.82%.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently added to or reduced their stakes in OZK. Truist Financial Corp lifted its stake in Bank OZK by 7.1% in the second quarter. Truist Financial Corp now owns 16,494 shares of the company’s stock valued at $776,000 after buying an additional 1,088 shares in the last quarter. Hussman Strategic Advisors Inc. bought a new position in shares of Bank OZK during the 3rd quarter worth approximately $2,141,000. Nomura Holdings Inc. increased its stake in Bank OZK by 160.6% in the 2nd quarter. Nomura Holdings Inc. now owns 107,000 shares of the company’s stock valued at $5,035,000 after buying an additional 65,946 shares during the last quarter. AlphaQuest LLC grew its holdings in shares of Bank OZK by 64.6% in the 3rd quarter. AlphaQuest LLC now owns 78,731 shares of the company’s stock valued at $4,014,000 after acquiring an additional 30,888 shares in the last quarter. Finally, Arrowstreet Capital Limited Partnership increased its position in shares of Bank OZK by 57.2% in the second quarter. Arrowstreet Capital Limited Partnership now owns 694,956 shares of the company’s stock valued at $32,705,000 after acquiring an additional 253,001 shares during the last quarter. 86.18% of the stock is owned by institutional investors and hedge funds.

Key Stories Impacting Bank OZK

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Hodges Capital (One Fund) disclosed a roughly $11M buy (≈228,146 shares), signaling institutional accumulation that could support the stock. One Fund Discloses $11 Million Bank OZK Stock Buy
• Positive Sentiment: Zacks Research raised some forward estimates — notably Q1 FY2027 (to $1.63) and FY2027 (to $6.52) — which supports a more favorable medium‑term view. Zacks Research estimate updates
• Neutral Sentiment: UBS reiterated a Hold rating on OZK, which is a neutral signal — no change in broker stance to drive a big move. UBS Sticks to Its Hold Rating for Bank OZK
• Neutral Sentiment: Industry commentary comparing Bank OZK to peers (AAII piece) offers context for investors but contains no direct catalyst. Which Is a Better Investment, Bank OZK or Stellar Bancorp?
• Neutral Sentiment: Public short‑interest notices in the filings show “0 shares”/NaN and a 0.0 days‑to‑cover figure — clearly anomalous and not an actionable signal. No link available.
• Negative Sentiment: Zacks also cut several near‑term and FY2026 estimates (e.g., FY2026 lowered to $5.98 from $6.09 and multiple quarter cuts), which is a negative read on near‑term earnings momentum and helps explain selling pressure. Zacks Research estimate reductions

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.