Zacks Research Issues Positive Estimate for F.N.B. Earnings

F.N.B. Corporation (NYSE:FNB) – Research analysts at Zacks Research lifted their Q3 2026 earnings per share (EPS) estimates for F.N.B. in a report issued on Tuesday, February 10th. Zacks Research analyst Team now anticipates that the bank will post earnings per share of $0.44 for the quarter, up from their previous forecast of $0.43. The consensus estimate for F.N.B.’s current full-year earnings is $1.45 per share. Zacks Research also issued estimates for F.N.B.’s Q4 2026 earnings at $0.46 EPS, FY2026 earnings at $1.69 EPS, Q3 2027 earnings at $0.50 EPS, Q4 2027 earnings at $0.54 EPS, FY2027 earnings at $1.95 EPS and FY2028 earnings at $2.29 EPS.

Several other brokerages have also weighed in on FNB. Piper Sandler restated an “overweight” rating and set a $21.00 target price (up from $20.00) on shares of F.N.B. in a research report on Thursday, January 22nd. Weiss Ratings restated a “buy (b)” rating on shares of F.N.B. in a report on Monday, December 29th. Truist Financial increased their target price on shares of F.N.B. from $19.00 to $19.50 and gave the stock a “buy” rating in a research report on Thursday, January 22nd. Finally, DA Davidson cut F.N.B. from a “strong-buy” rating to a “hold” rating in a report on Monday, October 20th. Five investment analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. Based on data from MarketBeat.com, F.N.B. currently has an average rating of “Moderate Buy” and an average price target of $19.60.

F.N.B. Trading Down 3.0%

NYSE:FNB opened at $17.89 on Wednesday. F.N.B. has a 12-month low of $10.88 and a 12-month high of $19.14. The firm has a market cap of $6.41 billion, a P/E ratio of 11.47, a PEG ratio of 0.83 and a beta of 0.92. The company has a current ratio of 0.92, a quick ratio of 0.90 and a debt-to-equity ratio of 0.28. The stock’s 50 day simple moving average is $17.61 and its 200-day simple moving average is $16.53.

F.N.B. (NYSE:FNB) last issued its earnings results on Tuesday, January 20th. The bank reported $0.50 EPS for the quarter, topping analysts’ consensus estimates of $0.41 by $0.09. F.N.B. had a net margin of 20.98% and a return on equity of 8.76%. The firm had revenue of $457.78 million during the quarter, compared to the consensus estimate of $457.87 million. During the same quarter in the previous year, the firm posted $0.30 earnings per share.

Hedge Funds Weigh In On F.N.B.

Several institutional investors have recently bought and sold shares of FNB. Royal Bank of Canada raised its position in shares of F.N.B. by 11.6% in the first quarter. Royal Bank of Canada now owns 274,466 shares of the bank’s stock valued at $3,692,000 after purchasing an additional 28,570 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its stake in F.N.B. by 23.6% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 153,039 shares of the bank’s stock valued at $2,058,000 after buying an additional 29,248 shares during the last quarter. Goldman Sachs Group Inc. grew its stake in F.N.B. by 77.4% in the 1st quarter. Goldman Sachs Group Inc. now owns 1,513,248 shares of the bank’s stock valued at $20,353,000 after buying an additional 660,387 shares during the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its holdings in F.N.B. by 5.9% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 1,049,241 shares of the bank’s stock worth $14,112,000 after acquiring an additional 58,672 shares during the period. Finally, KLP Kapitalforvaltning AS lifted its position in F.N.B. by 7.3% during the 2nd quarter. KLP Kapitalforvaltning AS now owns 74,900 shares of the bank’s stock worth $1,092,000 after acquiring an additional 5,100 shares during the last quarter. 79.25% of the stock is currently owned by institutional investors.

Insiders Place Their Bets

In other F.N.B. news, insider James L. Dutey sold 40,000 shares of F.N.B. stock in a transaction that occurred on Tuesday, December 2nd. The shares were sold at an average price of $16.75, for a total transaction of $670,000.00. Following the transaction, the insider directly owned 49,936 shares in the company, valued at approximately $836,428. The trade was a 44.48% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, insider Gary L. Guerrieri sold 15,000 shares of the company’s stock in a transaction on Wednesday, December 10th. The shares were sold at an average price of $17.67, for a total value of $265,050.00. Following the transaction, the insider directly owned 279,883 shares in the company, valued at $4,945,532.61. The trade was a 5.09% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders own 1.37% of the company’s stock.

F.N.B. Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Monday, March 16th. Stockholders of record on Monday, March 2nd will be paid a dividend of $0.12 per share. The ex-dividend date of this dividend is Monday, March 2nd. This represents a $0.48 annualized dividend and a dividend yield of 2.7%. F.N.B.’s dividend payout ratio (DPR) is currently 30.77%.

Key F.N.B. News

Here are the key news stories impacting F.N.B. this week:

• Positive Sentiment: Zacks Research raised several medium‑ and long‑term EPS forecasts for FNB (upgrades to FY2026, FY2027 and FY2028 and higher Q3/Q4 2026–2027 quarter estimates), signaling an improved earnings trajectory over the next 12–24 months. This supports a more constructive outlook on profitability and valuation recovery.
• Positive Sentiment: F.N.B. reported a recent quarterly beat (Q4 results reported Jan. 20: $0.50 EPS vs. $0.41 consensus), showing margin resilience and helping underpin forward estimates despite near‑term pressures.
• Neutral Sentiment: Independent comparison coverage: An AAII article compared F.N.B. to regional peer Stellar Bancorp, which can influence relative‑value flows and investor attention but does not itself change fundamentals. Which Is a Better Investment, F.N.B. Corporation or Stellar Bancorp, Inc. Stock?
• Negative Sentiment: Zacks trimmed its Q1 2027 EPS forecast slightly (from $0.45 to $0.44), a short‑term downgrade that may have pressured the stock today amid investor focus on near‑term earnings cadence and macro/loan growth sensitivity.

About F.N.B.

F.N.B. Corporation is a bank holding company headquartered in Pittsburgh, Pennsylvania. Through its principal subsidiary, FNB Bank, the company provides a broad range of commercial and consumer financial services. Founded in 1864 as the First National Bank of Pennsylvania, F.N.B. has grown through both organic expansion and strategic acquisitions to become a regional banking franchise.

The company’s main business activities include traditional deposit-taking and lending services, such as checking and savings accounts, mortgages, home equity lines of credit, and consumer and commercial loans.