Zhibao Technology (NASDAQ:ZBAO – Get Free Report) and International General Insurance (NASDAQ:IGIC – Get Free Report) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, risk, valuation, earnings and dividends.
Institutional & Insider Ownership
54.2% of International General Insurance shares are owned by institutional investors. 20.1% of International General Insurance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Volatility and Risk
Zhibao Technology has a beta of 1.88, meaning that its share price is 88% more volatile than the S&P 500. Comparatively, International General Insurance has a beta of 0.15, meaning that its share price is 85% less volatile than the S&P 500.
Analyst Recommendations
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Zhibao Technology | 1 | 0 | 0 | 0 | 1.00 |
| International General Insurance | 0 | 0 | 3 | 0 | 3.00 |
International General Insurance has a consensus target price of $30.00, suggesting a potential upside of 21.07%. Given International General Insurance’s stronger consensus rating and higher probable upside, analysts plainly believe International General Insurance is more favorable than Zhibao Technology.
Profitability
This table compares Zhibao Technology and International General Insurance’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Zhibao Technology | N/A | N/A | N/A |
| International General Insurance | 23.76% | 18.36% | 5.82% |
Earnings & Valuation
This table compares Zhibao Technology and International General Insurance”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Zhibao Technology | $38.66 million | 0.74 | -$8.66 million | N/A | N/A |
| International General Insurance | $539.00 million | 2.05 | $135.15 million | $2.76 | 8.98 |
International General Insurance has higher revenue and earnings than Zhibao Technology.
Summary
International General Insurance beats Zhibao Technology on 11 of the 12 factors compared between the two stocks.
About Zhibao Technology
Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.
About International General Insurance
International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, motor, marine liability, contingency, marine, treaty, and casualty insurance and reinsurance. The company was founded in 2001 and is based in Amman, Jordan.
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