Carter Bankshares (CARE) to Release Earnings on Thursday

Carter Bankshares (NASDAQ:CARE) will likely be releasing its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect Carter Bankshares to post earnings of $0.33 per share and revenue of $40.6580 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 23, 2026 at 12:00 AM ET.

Carter Bankshares (NASDAQ:CARE) last announced its quarterly earnings results on Thursday, October 23rd. The company reported $0.26 earnings per share for the quarter, missing the consensus estimate of $0.39 by ($0.13). The business had revenue of $39.09 million during the quarter, compared to the consensus estimate of $39.20 million. Carter Bankshares had a net margin of 12.37% and a return on equity of 7.65%. On average, analysts expect Carter Bankshares to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Carter Bankshares Price Performance

CARE stock opened at $20.24 on Thursday. The company has a debt-to-equity ratio of 0.43, a quick ratio of 0.92 and a current ratio of 0.92. The business has a 50-day simple moving average of $18.98 and a two-hundred day simple moving average of $18.73. The company has a market capitalization of $447.10 million, a P/E ratio of 14.88 and a beta of 0.59. Carter Bankshares has a 52-week low of $13.60 and a 52-week high of $20.63.

Insider Transactions at Carter Bankshares

In other news, Director Robert M. Bolton sold 1,901 shares of the firm’s stock in a transaction on Thursday, October 30th. The stock was sold at an average price of $17.23, for a total transaction of $32,754.23. Following the completion of the sale, the director directly owned 10,827 shares of the company’s stock, valued at $186,549.21. This trade represents a 14.94% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. 2.18% of the stock is owned by company insiders.

Institutional Trading of Carter Bankshares

Several hedge funds have recently added to or reduced their stakes in CARE. Geneos Wealth Management Inc. grew its position in shares of Carter Bankshares by 140.6% during the 2nd quarter. Geneos Wealth Management Inc. now owns 2,625 shares of the company’s stock valued at $46,000 after acquiring an additional 1,534 shares during the period. Tower Research Capital LLC TRC lifted its stake in Carter Bankshares by 113.6% in the second quarter. Tower Research Capital LLC TRC now owns 3,776 shares of the company’s stock valued at $65,000 after purchasing an additional 2,008 shares during the last quarter. Raymond James Financial Inc. bought a new stake in shares of Carter Bankshares in the second quarter valued at $108,000. BNP Paribas Financial Markets lifted its position in shares of Carter Bankshares by 90.1% during the 3rd quarter. BNP Paribas Financial Markets now owns 7,334 shares of the company’s stock valued at $142,000 after buying an additional 3,476 shares during the last quarter. Finally, Salzhauer Michael bought a new position in shares of Carter Bankshares during the 2nd quarter worth $186,000. Institutional investors own 41.48% of the company’s stock.

Wall Street Analyst Weigh In

Several research analysts recently issued reports on CARE shares. Wall Street Zen raised Carter Bankshares from a “sell” rating to a “hold” rating in a research report on Saturday, December 27th. Freedom Capital upgraded Carter Bankshares to a “strong-buy” rating in a research note on Thursday, December 25th. Raymond James Financial set a $22.00 price objective on shares of Carter Bankshares and gave the stock an “outperform” rating in a report on Tuesday, October 7th. Zacks Research lowered shares of Carter Bankshares from a “hold” rating to a “strong sell” rating in a research note on Tuesday, October 28th. Finally, Weiss Ratings reissued a “hold (c+)” rating on shares of Carter Bankshares in a research report on Monday, December 29th. One research analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating, one has assigned a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus price target of $22.00.

About Carter Bankshares

Carter Bankshares, Inc is a bank holding company headquartered in Suffolk, Virginia, operating primarily through its subsidiary, Carter Bank & Trust. The company offers a full range of commercial and retail banking services, serving individuals, small and mid-sized businesses, and nonprofit organizations. Its financial products are designed to meet the needs of local customers across southeastern Virginia and northeastern North Carolina.

Carter Bank & Trust provides deposit accounts, including checking, savings and money market products, as well as certificates of deposit.