OFG Bancorp (OFG) to Release Quarterly Earnings on Thursday

OFG Bancorp (NYSE:OFG) is projected to post its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect the company to announce earnings of $1.15 per share and revenue of $184.1650 million for the quarter. Individuals can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Thursday, January 22, 2026 at 10:00 AM ET.

OFG Bancorp (NYSE:OFG) last released its earnings results on Wednesday, October 22nd. The bank reported $1.16 EPS for the quarter, meeting the consensus estimate of $1.16. OFG Bancorp had a return on equity of 15.18% and a net margin of 22.26%.The firm had revenue of $186.18 million during the quarter, compared to analyst estimates of $186.71 million. During the same period in the prior year, the firm posted $1.00 earnings per share. The business’s quarterly revenue was up 5.7% compared to the same quarter last year. On average, analysts expect OFG Bancorp to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

OFG Bancorp Stock Performance

NYSE OFG opened at $41.20 on Thursday. The business’s 50-day moving average price is $40.97 and its 200 day moving average price is $42.34. The company has a current ratio of 0.85, a quick ratio of 0.85 and a debt-to-equity ratio of 0.33. OFG Bancorp has a twelve month low of $33.15 and a twelve month high of $46.11. The company has a market capitalization of $1.81 billion, a PE ratio of 9.36 and a beta of 0.77.

OFG Bancorp Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Thursday, January 15th. Investors of record on Wednesday, December 31st will be given a $0.30 dividend. The ex-dividend date of this dividend is Wednesday, December 31st. This represents a $1.20 annualized dividend and a dividend yield of 2.9%. OFG Bancorp’s dividend payout ratio (DPR) is currently 27.27%.

Analysts Set New Price Targets

Several brokerages have commented on OFG. Truist Financial dropped their price target on OFG Bancorp from $50.00 to $48.00 and set a “buy” rating for the company in a research note on Thursday, October 23rd. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of OFG Bancorp in a research report on Monday, December 29th. Wells Fargo & Company decreased their price objective on shares of OFG Bancorp from $48.00 to $43.00 and set an “equal weight” rating for the company in a research note on Monday, October 27th. Zacks Research lowered shares of OFG Bancorp from a “hold” rating to a “strong sell” rating in a research report on Tuesday, December 16th. Finally, Keefe, Bruyette & Woods cut their target price on shares of OFG Bancorp from $51.00 to $50.00 and set an “outperform” rating on the stock in a research note on Thursday, October 23rd. Five equities research analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat, the company currently has an average rating of “Moderate Buy” and an average target price of $47.17.

Insider Activity

In related news, insider Cesar A. Ortiz sold 5,500 shares of OFG Bancorp stock in a transaction dated Monday, December 15th. The shares were sold at an average price of $42.17, for a total value of $231,935.00. Following the sale, the insider directly owned 351 shares in the company, valued at $14,801.67. This trade represents a 94.00% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, Director Jorge Colon sold 25,000 shares of OFG Bancorp stock in a transaction that occurred on Monday, November 10th. The shares were sold at an average price of $40.85, for a total value of $1,021,250.00. Following the sale, the director directly owned 27,543 shares in the company, valued at approximately $1,125,131.55. This trade represents a 47.58% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 62,500 shares of company stock worth $2,564,302 in the last 90 days. 3.11% of the stock is currently owned by insiders.

Hedge Funds Weigh In On OFG Bancorp

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Royal Bank of Canada boosted its position in shares of OFG Bancorp by 8.8% during the 1st quarter. Royal Bank of Canada now owns 30,489 shares of the bank’s stock valued at $1,221,000 after purchasing an additional 2,456 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its holdings in shares of OFG Bancorp by 2.1% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 26,719 shares of the bank’s stock valued at $1,069,000 after purchasing an additional 552 shares during the period. Quantbot Technologies LP purchased a new stake in OFG Bancorp in the 2nd quarter worth approximately $162,000. Arrowstreet Capital Limited Partnership raised its holdings in shares of OFG Bancorp by 63.7% during the second quarter. Arrowstreet Capital Limited Partnership now owns 81,787 shares of the bank’s stock worth $3,500,000 after acquiring an additional 31,816 shares in the last quarter. Finally, EverSource Wealth Advisors LLC lifted its holdings in shares of OFG Bancorp by 250.0% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 1,533 shares of the bank’s stock valued at $66,000 after buying an additional 1,095 shares during the last quarter. 92.73% of the stock is owned by institutional investors.

About OFG Bancorp

OFG Bancorp, through its principal subsidiary Oriental Bank, is a financial holding company headquartered in San Juan, Puerto Rico. The company provides a wide range of banking services, including commercial and consumer deposit accounts, small business loans, corporate lending, treasury management, and cash management solutions. Its consumer offerings encompass personal checking and savings accounts, credit cards, and electronic banking platforms designed to serve retail customers across its markets.

In addition to traditional banking products, OFG Bancorp offers mortgage origination and servicing, as well as wealth management and trust services for high‐net‐worth individuals and institutional clients.