OP Bancorp (OPBK) Expected to Announce Quarterly Earnings on Thursday

OP Bancorp (NASDAQ:OPBK) is expected to post its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect OP Bancorp to post earnings of $0.52 per share and revenue of $24.85 million for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Monday, January 26, 2026 at 12:00 AM ET.

OP Bancorp (NASDAQ:OPBK) last posted its earnings results on Thursday, October 23rd. The company reported $0.45 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.44 by $0.01. The business had revenue of $24.48 million for the quarter, compared to analysts’ expectations of $24.25 million. OP Bancorp had a net margin of 14.42% and a return on equity of 11.09%.

OP Bancorp Stock Up 2.3%

OPBK opened at $14.46 on Thursday. The firm has a market capitalization of $215.31 million, a P/E ratio of 9.21 and a beta of 0.68. OP Bancorp has a one year low of $10.43 and a one year high of $16.07. The company has a fifty day moving average price of $13.89 and a 200-day moving average price of $13.79. The company has a debt-to-equity ratio of 0.34, a current ratio of 1.01 and a quick ratio of 1.01.

OP Bancorp Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Thursday, November 20th. Investors of record on Thursday, November 6th were paid a dividend of $0.12 per share. The ex-dividend date of this dividend was Thursday, November 6th. This represents a $0.48 annualized dividend and a yield of 3.3%. OP Bancorp’s dividend payout ratio (DPR) is currently 30.57%.

Analyst Upgrades and Downgrades

OPBK has been the topic of a number of research analyst reports. Weiss Ratings restated a “hold (c+)” rating on shares of OP Bancorp in a research note on Monday, December 29th. Zacks Research lowered OP Bancorp from a “strong-buy” rating to a “hold” rating in a report on Monday, December 29th. Keefe, Bruyette & Woods upped their price objective on shares of OP Bancorp from $15.50 to $16.00 and gave the stock a “market perform” rating in a research report on Monday, October 27th. Finally, DA Davidson raised their target price on shares of OP Bancorp from $16.50 to $17.00 and gave the company a “buy” rating in a research note on Tuesday, October 28th. One equities research analyst has rated the stock with a Buy rating and three have given a Hold rating to the company’s stock. Based on data from MarketBeat, the company currently has a consensus rating of “Hold” and an average target price of $16.50.

Hedge Funds Weigh In On OP Bancorp

A number of large investors have recently modified their holdings of OPBK. Geode Capital Management LLC boosted its stake in OP Bancorp by 118.3% in the second quarter. Geode Capital Management LLC now owns 273,701 shares of the company’s stock worth $3,556,000 after buying an additional 148,299 shares in the last quarter. Marshall Wace LLP grew its holdings in shares of OP Bancorp by 960.2% during the 2nd quarter. Marshall Wace LLP now owns 140,591 shares of the company’s stock valued at $1,826,000 after purchasing an additional 127,330 shares during the last quarter. Raymond James Financial Inc. lifted its stake in OP Bancorp by 4.5% in the third quarter. Raymond James Financial Inc. now owns 116,898 shares of the company’s stock worth $1,627,000 after purchasing an additional 5,000 shares during the last quarter. Arrowstreet Capital Limited Partnership lifted its stake in OP Bancorp by 40.2% in the second quarter. Arrowstreet Capital Limited Partnership now owns 105,720 shares of the company’s stock worth $1,373,000 after purchasing an additional 30,301 shares during the last quarter. Finally, American Century Companies Inc. boosted its position in OP Bancorp by 14.0% during the second quarter. American Century Companies Inc. now owns 81,827 shares of the company’s stock valued at $1,063,000 after buying an additional 10,058 shares during the period. 53.63% of the stock is owned by hedge funds and other institutional investors.

OP Bancorp Company Profile

OP Bancorp is the bank holding company for Old Point National Bank, a community-focused financial institution headquartered in Suffolk, Virginia. Through its subsidiary, the company offers a broad range of commercial and consumer banking services designed to meet the needs of businesses, professionals and individuals across the Hampton Roads and Virginia Peninsula regions. Core services include business lending, real estate financing, deposit accounts, cash management solutions and treasury services.

The company’s lending portfolio spans commercial real estate loans, construction and land development financing, equipment loans and lines of credit tailored for small and medium-sized enterprises.