Midland States Bancorp (MSBI) to Release Earnings on Thursday

Midland States Bancorp (NASDAQ:MSBI) will likely be issuing its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect Midland States Bancorp to post earnings of $0.70 per share and revenue of $74.49 million for the quarter. Individuals are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Thursday, January 22, 2026 at 7:00 AM ET.

Midland States Bancorp (NASDAQ:MSBI) last announced its earnings results on Thursday, October 30th. The financial services provider reported $0.24 earnings per share for the quarter, missing the consensus estimate of $0.61 by ($0.37). The business had revenue of $81.33 million for the quarter, compared to the consensus estimate of $79.35 million. Midland States Bancorp had a negative net margin of 3.80% and a negative return on equity of 3.63%. On average, analysts expect Midland States Bancorp to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Midland States Bancorp Stock Performance

MSBI opened at $21.93 on Thursday. The company has a quick ratio of 0.84, a current ratio of 0.85 and a debt-to-equity ratio of 0.95. The stock’s 50 day moving average price is $19.21 and its two-hundred day moving average price is $18.11. The firm has a market capitalization of $472.64 million, a P/E ratio of -17.27 and a beta of 0.66. Midland States Bancorp has a 12-month low of $14.24 and a 12-month high of $25.76.

Midland States Bancorp Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Friday, November 21st. Stockholders of record on Friday, November 14th were paid a $0.32 dividend. The ex-dividend date was Friday, November 14th. This represents a $1.28 annualized dividend and a dividend yield of 5.8%. Midland States Bancorp’s dividend payout ratio (DPR) is presently -100.79%.

Midland States Bancorp declared that its Board of Directors has initiated a share buyback program on Monday, November 3rd that authorizes the company to buyback $25.00 million in outstanding shares. This buyback authorization authorizes the financial services provider to buy up to 7.3% of its shares through open market purchases. Shares buyback programs are typically a sign that the company’s management believes its stock is undervalued.

Insider Activity

In related news, insider Daniel Edward Casey bought 5,000 shares of the company’s stock in a transaction dated Wednesday, December 3rd. The stock was acquired at an average cost of $17.89 per share, with a total value of $89,450.00. Following the acquisition, the insider owned 28,254 shares in the company, valued at approximately $505,464.06. This represents a 21.50% increase in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. Also, EVP Jeremy Andrew Jameson purchased 5,598 shares of the firm’s stock in a transaction that occurred on Wednesday, December 3rd. The stock was bought at an average cost of $17.69 per share, for a total transaction of $99,028.62. Following the purchase, the executive vice president owned 63,412 shares in the company, valued at $1,121,758.28. This represents a 9.68% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. Insiders purchased 11,098 shares of company stock valued at $197,324 in the last three months. Company insiders own 5.27% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently made changes to their positions in the stock. Amundi boosted its stake in shares of Midland States Bancorp by 39.4% in the 1st quarter. Amundi now owns 2,194 shares of the financial services provider’s stock valued at $38,000 after purchasing an additional 620 shares in the last quarter. CIBC Private Wealth Group LLC bought a new position in Midland States Bancorp during the 3rd quarter valued at about $46,000. Quantbot Technologies LP boosted its position in Midland States Bancorp by 32.0% in the second quarter. Quantbot Technologies LP now owns 7,372 shares of the financial services provider’s stock valued at $128,000 after buying an additional 1,787 shares in the last quarter. Mercer Global Advisors Inc. ADV acquired a new position in Midland States Bancorp in the third quarter valued at about $184,000. Finally, Brevan Howard Capital Management LP bought a new stake in Midland States Bancorp during the second quarter worth about $211,000. 60.93% of the stock is owned by institutional investors.

Analyst Ratings Changes

A number of analysts have weighed in on MSBI shares. Keefe, Bruyette & Woods increased their price target on shares of Midland States Bancorp from $17.00 to $19.00 and gave the company a “market perform” rating in a report on Monday, December 8th. Piper Sandler upped their price objective on shares of Midland States Bancorp from $18.00 to $19.00 and gave the company a “neutral” rating in a research report on Tuesday, December 2nd. Wall Street Zen downgraded Midland States Bancorp from a “hold” rating to a “sell” rating in a research report on Saturday, December 6th. Zacks Research upgraded Midland States Bancorp from a “strong sell” rating to a “hold” rating in a research note on Monday, December 22nd. Finally, Weiss Ratings reiterated a “sell (d+)” rating on shares of Midland States Bancorp in a research report on Monday, December 29th. Five research analysts have rated the stock with a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Reduce” and an average target price of $20.00.

About Midland States Bancorp

Midland States Bancorp, Inc is a bank holding company headquartered in Effingham, Illinois, that oversees Midland States Bank, a community-focused financial institution. Through its subsidiary, the company provides a full range of commercial and retail banking services designed to meet the needs of individuals, small and mid-sized businesses, and nonprofit organizations. Its branch network spans key markets in Illinois, Missouri and Florida, where it emphasizes relationship-driven banking and local decision-making.

The company’s offerings include traditional deposit accounts, business and commercial lending, treasury and cash management services, mortgage financing and home equity products.