Reviewing MoneyLion (NYSE:ML) and RocketFuel Blockchain (OTCMKTS:RKFL)

RocketFuel Blockchain (OTCMKTS:RKFL) and MoneyLion (NYSE:ML) are both small-cap business services companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, analyst recommendations, earnings, risk, dividends, profitability and institutional ownership.

Profitability

This table compares RocketFuel Blockchain and MoneyLion’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
RocketFuel Blockchain	N/A	N/A	N/A
MoneyLion	-10.69%	-11.19%	-4.59%

Risk and Volatility

RocketFuel Blockchain has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500. Comparatively, MoneyLion has a beta of 2.71, meaning that its stock price is 171% more volatile than the S&P 500.

Institutional & Insider Ownership

7.2% of RocketFuel Blockchain shares are held by institutional investors. Comparatively, 31.4% of MoneyLion shares are held by institutional investors. 28.7% of RocketFuel Blockchain shares are held by company insiders. Comparatively, 14.1% of MoneyLion shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation and Earnings

This table compares RocketFuel Blockchain and MoneyLion’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RocketFuel Blockchain	$200,000.00	3.71	-$3.78 million	($0.12)	-0.18
MoneyLion	$423.43 million	1.70	-$45.24 million	($4.79)	-14.31

RocketFuel Blockchain has higher earnings, but lower revenue than MoneyLion. MoneyLion is trading at a lower price-to-earnings ratio than RocketFuel Blockchain, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of current recommendations and price targets for RocketFuel Blockchain and MoneyLion, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RocketFuel Blockchain	0	0	0	0	N/A
MoneyLion	0	0	5	0	3.00

MoneyLion has a consensus price target of $66.60, indicating a potential downside of 2.82%. Given MoneyLion’s higher probable upside, analysts plainly believe MoneyLion is more favorable than RocketFuel Blockchain.

Summary

RocketFuel Blockchain beats MoneyLion on 8 of the 13 factors compared between the two stocks.

About RocketFuel Blockchain

RocketFuel Blockchain, Inc. provides payment and check-out systems for shoppers on e-commerce sites using cryptocurrencies, bitcoin, and direct bank transfers. It also offers payout solutions, cross-border B2B transfer solutions, and other solutions, as well as invoicing and crypto payments services. The company has a strategic partnership with ACI Worldwide, Inc. to offer the cryptocurrency payment solution available to customers through ACI portals. RocketFuel Blockchain, Inc. was incorporated in 2018 and is headquartered in San Francisco, California.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.