Oscar Health (NYSE:OSCR) versus M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) Critical Survey

Oscar Health (NYSE:OSCR) and M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, earnings, institutional ownership, analyst recommendations, risk, valuation and profitability.

Profitability

This table compares Oscar Health and M�nchener R�ckversicherungs-Gesellschaft’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Oscar Health	1.22%	10.59%	2.45%
M�nchener R�ckversicherungs-Gesellschaft	7.53%	14.53%	1.64%

Risk & Volatility

Oscar Health has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500. Comparatively, M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500.

Earnings and Valuation

This table compares Oscar Health and M�nchener R�ckversicherungs-Gesellschaft”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oscar Health	$9.18 billion	0.55	$25.43 million	$0.28	71.20
M�nchener R�ckversicherungs-Gesellschaft	$65.83 billion	1.27	$6.15 billion	$2.07	6.17

M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than Oscar Health. M�nchener R�ckversicherungs-Gesellschaft is trading at a lower price-to-earnings ratio than Oscar Health, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

75.7% of Oscar Health shares are owned by institutional investors. Comparatively, 0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are owned by institutional investors. 25.1% of Oscar Health shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Oscar Health and M�nchener R�ckversicherungs-Gesellschaft, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oscar Health	2	3	1	0	1.83
M�nchener R�ckversicherungs-Gesellschaft	0	5	0	1	2.33

Oscar Health currently has a consensus price target of $16.50, indicating a potential downside of 17.23%. Given Oscar Health’s higher possible upside, equities research analysts clearly believe Oscar Health is more favorable than M�nchener R�ckversicherungs-Gesellschaft.

Summary

M�nchener R�ckversicherungs-Gesellschaft beats Oscar Health on 8 of the 15 factors compared between the two stocks.

About Oscar Health

Oscar Health, Inc. operates as a health insurance in the United States. The company offers health plans in individual and small group markets, as well as +Oscar, a technology driven platform that help providers and payors directly enable their shift to value-based care. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.