Q2 Earnings Forecast for SYF Issued By Seaport Res Ptn

Synchrony Financial (NYSE:SYF) – Stock analysts at Seaport Res Ptn issued their Q2 2025 earnings per share estimates for shares of Synchrony Financial in a research report issued on Wednesday, April 23rd. Seaport Res Ptn analyst W. Ryan forecasts that the financial services provider will earn $1.57 per share for the quarter. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.67 per share. Seaport Res Ptn also issued estimates for Synchrony Financial’s Q3 2025 earnings at $1.98 EPS, Q4 2025 earnings at $1.81 EPS, FY2025 earnings at $7.25 EPS and FY2026 earnings at $8.20 EPS.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 EPS for the quarter, beating the consensus estimate of $1.63 by $0.26. The business had revenue of $3.72 billion during the quarter, compared to the consensus estimate of $3.80 billion. Synchrony Financial had a return on equity of 18.30% and a net margin of 15.36%.

Several other analysts have also recently commented on the company. Wells Fargo & Company decreased their target price on Synchrony Financial from $70.00 to $65.00 and set an “overweight” rating for the company in a research report on Wednesday. Royal Bank of Canada upped their target price on Synchrony Financial from $70.00 to $73.00 and gave the company a “sector perform” rating in a report on Wednesday, January 29th. Barclays upgraded shares of Synchrony Financial from an “equal weight” rating to an “overweight” rating and raised their price target for the stock from $59.00 to $79.00 in a report on Monday, January 6th. StockNews.com lowered shares of Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Monday, March 24th. Finally, Truist Financial decreased their target price on shares of Synchrony Financial from $77.00 to $65.00 and set a “hold” rating for the company in a research note on Friday, March 21st. Eight equities research analysts have rated the stock with a hold rating, twelve have issued a buy rating and one has assigned a strong buy rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $64.37.

Synchrony Financial Stock Performance

Shares of SYF opened at $51.93 on Thursday. The company has a 50-day moving average of $53.03 and a two-hundred day moving average of $60.23. The stock has a market cap of $20.19 billion, a price-to-earnings ratio of 6.08, a PEG ratio of 0.71 and a beta of 1.45. The company has a debt-to-equity ratio of 1.01, a current ratio of 1.24 and a quick ratio of 1.24. Synchrony Financial has a one year low of $40.55 and a one year high of $70.93.

Institutional Investors Weigh In On Synchrony Financial

Several hedge funds have recently modified their holdings of SYF. Allspring Global Investments Holdings LLC boosted its holdings in Synchrony Financial by 30.4% in the 1st quarter. Allspring Global Investments Holdings LLC now owns 73,136 shares of the financial services provider’s stock valued at $3,895,000 after purchasing an additional 17,061 shares during the period. Vista Investment Partners II LLC raised its position in shares of Synchrony Financial by 1.2% during the first quarter. Vista Investment Partners II LLC now owns 52,246 shares of the financial services provider’s stock valued at $2,766,000 after buying an additional 608 shares during the last quarter. 3Chopt Investment Partners LLC bought a new stake in shares of Synchrony Financial in the first quarter valued at about $270,000. Mirae Asset Global Investments Co. Ltd. grew its position in Synchrony Financial by 12.0% during the first quarter. Mirae Asset Global Investments Co. Ltd. now owns 59,344 shares of the financial services provider’s stock worth $3,031,000 after buying an additional 6,352 shares in the last quarter. Finally, Achmea Investment Management B.V. lifted its position in shares of Synchrony Financial by 251.5% in the 1st quarter. Achmea Investment Management B.V. now owns 414,320 shares of the financial services provider’s stock worth $21,935,000 after acquiring an additional 296,438 shares during the period. 96.48% of the stock is owned by institutional investors.

Synchrony Financial Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Thursday, May 15th. Shareholders of record on Monday, May 5th will be given a $0.30 dividend. This is an increase from Synchrony Financial’s previous quarterly dividend of $0.25. This represents a $1.20 annualized dividend and a yield of 2.31%. The ex-dividend date is Monday, May 5th. Synchrony Financial’s payout ratio is currently 11.71%.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.