Bank of Santa Clarita (OTCMKTS:BSCA) & Community West Bancshares (NASDAQ:CWBC) Head-To-Head Review

Bank of Santa Clarita (OTCMKTS:BSCA) and Community West Bancshares (NASDAQ:CWBC) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

Valuation and Earnings

This table compares Bank of Santa Clarita and Community West Bancshares’ revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Santa Clarita	N/A	N/A	N/A	N/A	N/A
Community West Bancshares	$109.44 million	1.41	$25.54 million	$1.89	9.14

Community West Bancshares has higher revenue and earnings than Bank of Santa Clarita.

Profitability

This table compares Bank of Santa Clarita and Community West Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank of Santa Clarita	N/A	N/A	N/A
Community West Bancshares	20.04%	11.58%	0.91%

Institutional & Insider Ownership

33.8% of Community West Bancshares shares are owned by institutional investors. 15.9% of Community West Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings for Bank of Santa Clarita and Community West Bancshares, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Santa Clarita	0	0	0	0	N/A
Community West Bancshares	0	1	2	0	2.67

Community West Bancshares has a consensus price target of $20.33, suggesting a potential upside of 17.74%. Given Community West Bancshares’ higher possible upside, analysts clearly believe Community West Bancshares is more favorable than Bank of Santa Clarita.

Summary

Community West Bancshares beats Bank of Santa Clarita on 8 of the 8 factors compared between the two stocks.

About Bank of Santa Clarita

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.

About Community West Bancshares

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposits; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.