Zacks Research Has Optimistic Outlook of CFR Q2 Earnings

Cullen/Frost Bankers, Inc. (NYSE:CFR) – Research analysts at Zacks Research upped their Q2 2025 earnings per share estimates for Cullen/Frost Bankers in a research report issued to clients and investors on Thursday, May 22nd. Zacks Research analyst R. Department now anticipates that the bank will post earnings per share of $2.16 for the quarter, up from their previous forecast of $2.13. The consensus estimate for Cullen/Frost Bankers’ current full-year earnings is $8.85 per share. Zacks Research also issued estimates for Cullen/Frost Bankers’ Q3 2025 earnings at $2.26 EPS, Q4 2025 earnings at $2.11 EPS, FY2025 earnings at $8.83 EPS, Q2 2026 earnings at $2.54 EPS, Q3 2026 earnings at $2.20 EPS, Q4 2026 earnings at $2.17 EPS, FY2026 earnings at $9.07 EPS, Q1 2027 earnings at $2.40 EPS and FY2027 earnings at $9.60 EPS.

Several other research analysts also recently weighed in on CFR. Barclays upped their target price on shares of Cullen/Frost Bankers from $130.00 to $135.00 and gave the stock an “equal weight” rating in a report on Friday, May 2nd. Keefe, Bruyette & Woods lifted their target price on Cullen/Frost Bankers from $140.00 to $148.00 and gave the stock a “market perform” rating in a report on Monday, February 3rd. Stephens upped their price target on shares of Cullen/Frost Bankers from $138.00 to $141.00 and gave the company an “equal weight” rating in a research note on Friday, May 2nd. DA Davidson cut Cullen/Frost Bankers from a “buy” rating to a “neutral” rating and boosted their price objective for the stock from $138.00 to $143.00 in a research note on Monday, February 3rd. Finally, Morgan Stanley lowered their price target on Cullen/Frost Bankers from $132.00 to $120.00 and set an “underweight” rating for the company in a research report on Thursday, March 13th. Three equities research analysts have rated the stock with a sell rating, nine have given a hold rating and two have assigned a buy rating to the company’s stock. Based on data from MarketBeat.com, the company has an average rating of “Hold” and an average target price of $131.93.

Cullen/Frost Bankers Stock Down 0.4%

Shares of CFR stock opened at $126.60 on Friday. The company has a debt-to-equity ratio of 0.06, a current ratio of 0.68 and a quick ratio of 0.68. Cullen/Frost Bankers has a one year low of $94.09 and a one year high of $147.64. The company’s fifty day moving average price is $119.67 and its 200-day moving average price is $131.06. The company has a market capitalization of $8.14 billion, a price-to-earnings ratio of 14.27, a PEG ratio of 6.46 and a beta of 0.67.

Cullen/Frost Bankers (NYSE:CFR) last released its earnings results on Thursday, May 1st. The bank reported $2.30 EPS for the quarter, topping analysts’ consensus estimates of $2.17 by $0.13. Cullen/Frost Bankers had a net margin of 20.44% and a return on equity of 15.95%. The company had revenue of $560.42 million for the quarter, compared to analysts’ expectations of $540.57 million. During the same quarter last year, the business earned $2.15 EPS.

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in the company. Arizona State Retirement System lifted its stake in Cullen/Frost Bankers by 0.4% during the fourth quarter. Arizona State Retirement System now owns 17,651 shares of the bank’s stock worth $2,370,000 after purchasing an additional 74 shares during the last quarter. UMB Bank n.a. grew its stake in shares of Cullen/Frost Bankers by 45.8% in the 4th quarter. UMB Bank n.a. now owns 245 shares of the bank’s stock valued at $33,000 after purchasing an additional 77 shares during the last quarter. Ballentine Partners LLC increased its stake in shares of Cullen/Frost Bankers by 3.7% during the fourth quarter. Ballentine Partners LLC now owns 2,164 shares of the bank’s stock worth $291,000 after acquiring an additional 77 shares during the period. LaSalle St. Investment Advisors LLC raised its position in Cullen/Frost Bankers by 4.0% in the first quarter. LaSalle St. Investment Advisors LLC now owns 2,165 shares of the bank’s stock worth $271,000 after acquiring an additional 84 shares in the last quarter. Finally, Quadrant Capital Group LLC boosted its holdings in Cullen/Frost Bankers by 4.3% during the fourth quarter. Quadrant Capital Group LLC now owns 2,086 shares of the bank’s stock worth $280,000 after buying an additional 86 shares in the last quarter. 86.90% of the stock is owned by institutional investors and hedge funds.

Insider Activity at Cullen/Frost Bankers

In other news, CAO Matthew Bradley Henson bought 1,870 shares of Cullen/Frost Bankers stock in a transaction on Friday, May 2nd. The stock was acquired at an average price of $16.93 per share, with a total value of $31,659.10. Following the completion of the acquisition, the chief accounting officer now directly owns 5,545 shares of the company’s stock, valued at $93,876.85. The trade was a 50.88% increase in their ownership of the stock. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this link. 2.89% of the stock is owned by company insiders.

Cullen/Frost Bankers Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, June 13th. Stockholders of record on Friday, May 30th will be given a dividend of $1.00 per share. The ex-dividend date is Friday, May 30th. This is a boost from Cullen/Frost Bankers’s previous quarterly dividend of $0.95. This represents a $4.00 dividend on an annualized basis and a dividend yield of 3.16%. Cullen/Frost Bankers’s dividend payout ratio (DPR) is 43.91%.

Cullen/Frost Bankers Company Profile

Cullen/Frost Bankers, Inc operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services.