Head-To-Head Review: Glacier Bancorp (GBCI) versus Its Rivals

Glacier Bancorp (NYSE:GBCI) is one of 44 public companies in the “BANKS – WEST” industry, but how does it contrast to its competitors? We will compare Glacier Bancorp to related businesses based on the strength of its analyst recommendations, earnings, valuation, risk, profitability, dividends and institutional ownership.

Insider and Institutional Ownership

80.2% of Glacier Bancorp shares are owned by institutional investors. Comparatively, 59.7% of shares of all “BANKS – WEST” companies are owned by institutional investors. 0.5% of Glacier Bancorp shares are owned by company insiders. Comparatively, 10.1% of shares of all “BANKS – WEST” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Earnings & Valuation

This table compares Glacier Bancorp and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Glacier Bancorp	$1.27 billion	$190.14 million	23.08
Glacier Bancorp Competitors	$1.09 billion	$203.23 million	8.49

Glacier Bancorp has higher revenue, but lower earnings than its competitors. Glacier Bancorp is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Glacier Bancorp and its competitors, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Glacier Bancorp	0	0	0	1	4.00
Glacier Bancorp Competitors	315	1723	1286	53	2.32

As a group, “BANKS – WEST” companies have a potential upside of 12.97%. Given Glacier Bancorp’s competitors higher possible upside, analysts clearly believe Glacier Bancorp has less favorable growth aspects than its competitors.

Profitability

This table compares Glacier Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Glacier Bancorp	16.55%	6.58%	0.76%
Glacier Bancorp Competitors	17.70%	9.98%	1.02%

Dividends

Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.1%. Glacier Bancorp pays out 71.0% of its earnings in the form of a dividend. As a group, “BANKS – WEST” companies pay a dividend yield of 2.4% and pay out 32.5% of their earnings in the form of a dividend.

Risk and Volatility

Glacier Bancorp has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500. Comparatively, Glacier Bancorp’s competitors have a beta of 0.55, suggesting that their average share price is 45% less volatile than the S&P 500.

Summary

Glacier Bancorp competitors beat Glacier Bancorp on 8 of the 15 factors compared.

About Glacier Bancorp

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings accounts, money market deposit accounts, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. The company also provides construction and permanent loans on residential real estate; consumer land or lot acquisition loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. In addition, it offers commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; paycheck protection program loans; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Further, the company provides mortgage origination and loan servicing services. It has 224 locations, including 188 branches and 36 loan or administration offices in 75 counties within 8 states comprising Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada. The company was founded in 1955 and is headquartered in Kalispell, Montana.