Financial Survey: NI (NASDAQ:NODK) and Fidelis Insurance (NYSE:FIHL)

NI (NASDAQ:NODKGet Free Report) and Fidelis Insurance (NYSE:FIHLGet Free Report) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, earnings, institutional ownership, dividends, analyst recommendations, valuation and profitability.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for NI and Fidelis Insurance, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NI 0 0 0 0 0.00
Fidelis Insurance 1 2 4 0 2.43

Fidelis Insurance has a consensus price target of $20.14, indicating a potential upside of 20.60%. Given Fidelis Insurance’s stronger consensus rating and higher probable upside, analysts plainly believe Fidelis Insurance is more favorable than NI.

Insider and Institutional Ownership

21.9% of NI shares are held by institutional investors. Comparatively, 82.0% of Fidelis Insurance shares are held by institutional investors. 1.2% of NI shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares NI and Fidelis Insurance’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
NI -1.63% 1.16% 0.47%
Fidelis Insurance 20.17% 15.27% 3.36%

Volatility and Risk

NI has a beta of 0.38, indicating that its stock price is 62% less volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of 0.34, indicating that its stock price is 66% less volatile than the S&P 500.

Earnings and Valuation

This table compares NI and Fidelis Insurance”s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
NI $322.14 million 0.79 -$5.48 million ($0.12) -102.83
Fidelis Insurance $2.55 billion 0.72 $2.13 billion ($0.13) -128.48

Fidelis Insurance has higher revenue and earnings than NI. Fidelis Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Summary

Fidelis Insurance beats NI on 10 of the 14 factors compared between the two stocks.

About NI

(Get Free Report)

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. Its products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. operates as a subsidiary of Nodak Mutual Group, Inc.

About Fidelis Insurance

(Get Free Report)

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

Receive News & Ratings for NI Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for NI and related companies with MarketBeat.com's FREE daily email newsletter.