Horace Mann Educators (HMN) Projected to Post Quarterly Earnings on Tuesday

Horace Mann Educators (NYSE:HMN) is projected to issue its Q4 2025 results after the market closes on Tuesday, February 3rd. Analysts expect Horace Mann Educators to post earnings of $1.18 per share and revenue of $447.00 million for the quarter. Parties are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Wednesday, February 4, 2026 at 12:00 PM ET.

Horace Mann Educators (NYSE:HMN) last posted its quarterly earnings results on Friday, November 7th. The insurance provider reported $1.36 earnings per share for the quarter, topping the consensus estimate of $0.97 by $0.39. Horace Mann Educators had a return on equity of 15.69% and a net margin of 9.79%.The company had revenue of $438.50 million for the quarter, compared to the consensus estimate of $429.90 million. During the same quarter in the prior year, the business posted $0.76 EPS. The firm’s quarterly revenue was up 6.4% compared to the same quarter last year. On average, analysts expect Horace Mann Educators to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Horace Mann Educators Stock Up 0.9%

HMN stock opened at $43.10 on Tuesday. The business has a 50 day moving average of $45.11 and a 200 day moving average of $44.68. The firm has a market cap of $1.75 billion, a PE ratio of 10.91 and a beta of 0.07. Horace Mann Educators has a twelve month low of $37.36 and a twelve month high of $48.33. The company has a quick ratio of 0.10, a current ratio of 0.10 and a debt-to-equity ratio of 0.58.

Horace Mann Educators Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Wednesday, December 31st. Stockholders of record on Monday, December 15th were paid a $0.35 dividend. This represents a $1.40 dividend on an annualized basis and a dividend yield of 3.2%. The ex-dividend date of this dividend was Monday, December 15th. Horace Mann Educators’s dividend payout ratio is currently 35.44%.

Analyst Upgrades and Downgrades

HMN has been the subject of several recent analyst reports. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Horace Mann Educators in a research report on Friday, October 31st. Wall Street Zen upgraded shares of Horace Mann Educators from a “hold” rating to a “buy” rating in a research note on Sunday, December 21st. One research analyst has rated the stock with a Strong Buy rating, two have assigned a Buy rating and three have issued a Hold rating to the company. Based on data from MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $46.75.

Insiders Place Their Bets

In other Horace Mann Educators news, Director Beverley J. Mcclure sold 1,082 shares of the company’s stock in a transaction dated Thursday, November 13th. The shares were sold at an average price of $45.40, for a total transaction of $49,122.80. Following the transaction, the director owned 16,733 shares in the company, valued at approximately $759,678.20. This represents a 6.07% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CEO Marita Zuraitis sold 5,000 shares of Horace Mann Educators stock in a transaction that occurred on Monday, November 3rd. The stock was sold at an average price of $44.17, for a total transaction of $220,850.00. Following the completion of the sale, the chief executive officer directly owned 288,788 shares of the company’s stock, valued at approximately $12,755,765.96. This trade represents a 1.70% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 15,398 shares of company stock worth $697,298 in the last 90 days. Corporate insiders own 3.80% of the company’s stock.

Institutional Investors Weigh In On Horace Mann Educators

A number of large investors have recently made changes to their positions in HMN. EverSource Wealth Advisors LLC increased its position in shares of Horace Mann Educators by 222.3% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock valued at $39,000 after purchasing an additional 627 shares during the last quarter. Osaic Holdings Inc. grew its position in Horace Mann Educators by 181.5% during the second quarter. Osaic Holdings Inc. now owns 1,326 shares of the insurance provider’s stock valued at $57,000 after buying an additional 855 shares during the period. Tower Research Capital LLC TRC grew its position in Horace Mann Educators by 200.7% during the second quarter. Tower Research Capital LLC TRC now owns 3,636 shares of the insurance provider’s stock valued at $156,000 after buying an additional 2,427 shares during the period. BNP Paribas Financial Markets increased its holdings in Horace Mann Educators by 39.7% during the second quarter. BNP Paribas Financial Markets now owns 4,242 shares of the insurance provider’s stock valued at $182,000 after buying an additional 1,206 shares during the last quarter. Finally, Dynamic Technology Lab Private Ltd bought a new position in Horace Mann Educators in the third quarter worth approximately $219,000. 99.28% of the stock is currently owned by institutional investors.

Horace Mann Educators Company Profile

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.