Head-To-Head Survey: Guild (GHLD) versus Its Competitors

Guild (NYSE:GHLD) is one of 155 public companies in the “FIN – MISC SVCS” industry, but how does it contrast to its peers? We will compare Guild to related businesses based on the strength of its profitability, analyst recommendations, risk, earnings, institutional ownership, dividends and valuation.

Volatility and Risk

Guild has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Guild’s peers have a beta of 5.42, indicating that their average stock price is 442% more volatile than the S&P 500.

Profitability

This table compares Guild and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Guild	4.40%	7.91%	2.06%
Guild Competitors	-14.05%	-3.61%	-1.63%

Valuation and Earnings

This table compares Guild and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Guild	$1.05 billion	$97.13 million	28.61
Guild Competitors	$2.90 billion	$308.28 million	-156.10

Guild’s peers have higher revenue and earnings than Guild. Guild is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Insider & Institutional Ownership

17.5% of Guild shares are owned by institutional investors. Comparatively, 42.3% of shares of all “FIN – MISC SVCS” companies are owned by institutional investors. 78.3% of Guild shares are owned by company insiders. Comparatively, 20.1% of shares of all “FIN – MISC SVCS” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current ratings and price targets for Guild and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Guild	0	5	2	0	2.29
Guild Competitors	643	2725	4268	154	2.50

Guild presently has a consensus price target of $16.50, indicating a potential downside of 16.42%. As a group, “FIN – MISC SVCS” companies have a potential upside of 6.06%. Given Guild’s peers stronger consensus rating and higher possible upside, analysts clearly believe Guild has less favorable growth aspects than its peers.

Summary

Guild peers beat Guild on 8 of the 13 factors compared.

Guild Company Profile

Guild Holdings Company originates, sells, and services residential mortgage loans in the United States. It operates in two segments, Origination and Servicing. The company offers residential mortgages through retail and correspondent channels. Guild Holdings Company was incorporated in 1960 and is headquartered in San Diego, California.