Consumer News

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Should Students Have a Credit Card?

For the majority of students, leaving home to go to university is the first time in their lives that they will be completely responsible for their finances. With the rising cost of higher education in the UK the average graduate leaves university owing around £23000 in the form of loans and overdrafts. And, even discounting […]
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Young adults are savers not spenders

The financial landscape has changed dramatically over the last 10 years and it appears that both the UK and the US are breeding a generation of forward-thinking savers. Recent research by Barclays has shown that almost one third of the UK’s young adults are now putting aside up to one fifth of their monthly salary […]
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Customers of JPMorgan Chase (NYSE: JPM), Citigroup (NYSE: C), Capital One (NYSE: COF), and US Bancorp (NYSE: USB) May Have E-Mail Addresses Hacked

Customers of some of the nation’s largest companies, including many of the nation’s largest banks, may begin to receive a flood of unwelcome mail due to a security breach at a national third-party email fulfillment company. JPMorgan Chase (JPM), Citigroup Inc. (C), US Bancorp (USB) were among the companies that were reporting that some of […]
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Tax-Free Savings Myths: Busted

Financial year end is fast approaching in the UK and savers and investors only have a few days left to put their money into a tax-free savings account. But, given the chance to save money without losing a penny in tax, why are only a third of UK adults taking advantage of this savings scheme? […]
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inOnline Tools to Help Clear Credit Card Debts

THE web is empowering us in new ways all of the time, and though you should be careful who you give your information to online, there are some great tools available which can be financially empowering. Whether you’re looking to plan a budget, manage your debts or crowd-source some answers to the financial questions puzzling […]
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Self-Directed Roth IRA and the Forex Market

Tax planning is an essential element of sound retirement planning.  In the United States, the government has created several vehicles of wealth that help people accumulate wealth and retirement savings at discounted tax rates.  The most common is the 401k retirement account. In a 401k account, a person is able to contribute pre-tax dollars to […]
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Advantages and Disadvantages of Prepaid Cards

Many people have struggled to obtain credit in recent years and it has been estimated that there are around 50 million Americans that are ineligible for credit. And even those with good ratings have seen their limits eroded by banks that are eager to curb their lending. It is becoming increasingly difficult for those ineligible […]
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Consolidate Your Credit Card Debt With A Balance Transfer Credit Card

If you have a stack of credit card bills that come in at various times of the month, all with different due dates and mounting balances, isn’t it time to take control? Getting a balance transfer credit card may be just what you need to get your credit card debt under control. When you consolidate […]
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Is a No Fee Balance Transfer a Good Move?

Many credit card companies are advertising deals on balance transfers to their cards and some of the deals sound great on the surface, but it can be difficult to tell whether the balance transfer terms that the company is offering is right for you.  There are several different things that you can look at to […]
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The Best Ways to Change Your Currency When Abroad

Changing currency when abroad is easy, but different ways of exchanging currency offer different rates. Especially in tourist or business areas, competition among foreign exchange services means that getting a better rate may just be a matter of crossing the street or walking next door. Usually, the best exchange rates for cash and travelers’ cheques […]
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Mint.com Alternative: Are You Searching For A Mint.com Alternative?

Conducting a search for personal finance software can be a time consuming task, but by following a few simple tips, you can simplify your search and save yourself a great deal of time.  There are several different methods that can be used to locate and compare financial software to find which one is right for […]
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GoToMyPC iPhone: GoToMyPC iPhone Applications

The popularity of the Apple iPhone has led many companies to create iPhone applications that can be used to access popular programs from the iPhone instead of a traditional computer.  These iPhone applications must be carefully coded to be compatible with both the program and the iPhone and the software must be downloaded to the […]
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Five Tips to Get Out of Debt

It is estimated that more than two-thirds of individuals are carrying crushing amounts of debt and the total debt of consumers across the nation has reached record levels over the last decade.  Many people are drowning in debt as their lines of credit are reduced and credit card companies restrict spending and increase interest rates […]
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GoToMyPC Login: Getting Started with GoToMyPC

GoToMyPC.com is an internet-based service that allows users to access their computer files from any location with internet access.  Obtaining a GoToMyPC login is not a difficult task and hundreds of people complete the process every day without issues.  Signing up with the service can provide a number of different benefits that may be very […]
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10 Tips to Help Buying Right Car Insurance in America

Car insurance is one thing no driver can afford to avoid. The consequences of driving without insurance in any state in America can be costly. In addition to having your driving license suspended, you could even face a jail term. Thankfully, there are ways to lower your car insurance premium as long as you learn […]
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Becoming Educated about Bad Credit Loans

If you have gone through a tough financial situation that left your credit damaged and now you find you need a loan, instead of feeling defeated you need to know that bad credit loans do exist.  As with any loan, the key in taking out a loan specifically designed for someone with bad credit is […]
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Wells Fargo (NYSE: WFC) to Modify $2.4 Billion of Mortgage Loans in California

The Wall Street Journal is reporting that Wells Fargo & Co. (WFC) is agreeing to an estimated $2.4 billion is mortgage modifications for California homeowners. California is the ninth state to reach an agreement with Wells Fargo. The action is being taken as part of the bank’s ongoing investigation and discovery stemming from risky mortgages […]
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Mint.com Security: Is Your Financial Data Safe with Mint.com?

Mint.com has gotten a lot of attention lately because of its purchase by Quicken and many are considering using Mint.com as part of their New Year’s resolution goals to get their financial house in order. Mint.com connects with your bank accounts, checking accounts and investment accounts to get real time data about your spending and […]
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Mint.com Review: What You Need to Know About Mint.com Before Signing Up

The New Year is coming soon and many of us will kick off new year’s resolutions to get back into better financial shape after a binge of holiday shopping. There are a many software packages which will help you setup a financial plan to get yourself back in shape and Mint.com is becoming an increasingly […]
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Lending Club’s IRA: What You Need to Know

If you have an interest in investing in consumer debt, but aren’t terribly excited about paying ordinary income tax on the money that you make in your Lending Club account, you might want to consider the IRA option that Lending Club has so that you can invest in the world of peer-to-peer lending in a […]
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Comparing an IVA and Bankruptcy

Filing bankruptcy in the United States is a means for those that are over their head and debt to get a financial restart. The impression that many have is that those that file bankruptcy end up not paying any of their debt and walk away with a clean slate that is usually not the case. […]
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PerkStreet Financial Review: Get Up to 5% Cash Back on Debit Card Purchases

Credit cards that offer great rewards programs will soon disappear as a result of the recent implementation of the Credit CARD Act and an anti-trust suit against Visa, MasterCard and American Express. Banks are now tacking on annual fees to most credit cards and will soon find it much harder to charge high transaction fees […]
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PerkStreet Financial Offering 5% Cash Back During Holiday Season

PerkStreet Financial, a company known for offering a debit card with 2% cash back, has begun offering 5% cash back to its account holders for some purchases during the Christmas season. Account holders can now get 5% cash back when shopping at Christmas-themed stores through December 31st, 2010, including Best Buy, Gap, Toys R Us, […]
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How to Get One Free Audiobook from Audible.com’s “Audiblepodcast.com/Imprint” Deal.

If you have any interest in reading, you might want to consider listening to audio books from Audible.com. The service allows you to read with your ears at times when it’s not feasible to pick-up a book. You can get started on your adventure by making use of the “Imprint” coupon code by visiting “AudiblePodcast.com/Freak” […]
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Get One Free Audiobook from Audible.com’s “Audiblepodcast.com/Freak” Deal.

If you’ve ever considered delving into the world of audiobooks, you can start listening at no-cost by downloading a free audiobook from Audible.com with the company’s “AudiblePodcast.com/Freak” deal in which listeners can get one free audiobook from Audible.com’s library of 85,000 titles and 14 days of free service. Audible has a number of great titles […]
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