Reviewing Gainsco (OTCMKTS:GANS) and Hagerty (NYSE:HGTY)

Hagerty (NYSE:HGTY) and Gainsco (OTCMKTS:GANS) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, valuation, risk and earnings.

Institutional and Insider Ownership

20.5% of Hagerty shares are held by institutional investors. 17.9% of Hagerty shares are held by insiders. Comparatively, 73.5% of Gainsco shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Hagerty and Gainsco”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hagerty	$1.20 billion	2.77	$17.02 million	$0.20	48.70
Gainsco	N/A	N/A	N/A	N/A	N/A

Hagerty has higher revenue and earnings than Gainsco.

Profitability

This table compares Hagerty and Gainsco’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hagerty	4.73%	13.55%	3.90%
Gainsco	N/A	N/A	N/A

Analyst Ratings

This is a summary of current ratings and target prices for Hagerty and Gainsco, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hagerty	1	2	0	0	1.67
Gainsco	0	0	0	0	0.00

Hagerty presently has a consensus price target of $10.50, indicating a potential upside of 7.80%. Given Hagerty’s stronger consensus rating and higher probable upside, equities analysts clearly believe Hagerty is more favorable than Gainsco.

Summary

Hagerty beats Gainsco on 7 of the 8 factors compared between the two stocks.

About Hagerty

Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.

About Gainsco

GAINSCO, Inc. operates as a property and casualty insurance holding company. The company offers non-standard personal auto products, including coverage for third party liability, bodily injury, and physical damage, as well as collision and coverage for theft, physical damage, and other perils for an insured's vehicle. It is also involved in automotive sales and service, auto racing, and investment activities. The company offers its automobile insurance products under the GAINSCO Auto Insurance brand through independent partner agents and Website comparison shopping places. GAINSCO, Inc. was founded in 1978 and is based in Dallas, Texas.