Solera National Bancorp (OTCMKTS:SLRK – Get Free Report) and UniCredit (OTCMKTS:UNCRY – Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, analyst recommendations, valuation, risk and profitability.
Profitability
This table compares Solera National Bancorp and UniCredit’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Solera National Bancorp | 24.01% | N/A | N/A |
UniCredit | N/A | N/A | N/A |
Analyst Recommendations
This is a breakdown of current recommendations for Solera National Bancorp and UniCredit, as reported by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Solera National Bancorp | 0 | 0 | 0 | 0 | 0.00 |
UniCredit | 0 | 1 | 0 | 1 | 3.00 |
Volatility and Risk
Earnings & Valuation
This table compares Solera National Bancorp and UniCredit”s top-line revenue, earnings per share and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Solera National Bancorp | $75.25 million | 0.51 | $18.07 million | $4.58 | 1.97 |
UniCredit | $26.50 billion | 3.80 | $9.32 billion | N/A | N/A |
UniCredit has higher revenue and earnings than Solera National Bancorp.
Institutional & Insider Ownership
0.3% of UniCredit shares are held by institutional investors. 17.4% of Solera National Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Summary
UniCredit beats Solera National Bancorp on 7 of the 9 factors compared between the two stocks.
About Solera National Bancorp
Solera National Bancorp, Inc. operates as the bank holding company for Solera National Bank that provides commercial and consumer banking services in the United States. The company offers checking and savings accounts, money market accounts, time and demand deposits, and individual retirement accounts (IRA), as well as certificates of deposit; and real estate secured loans, construction loans, small business administration loans, business lines of credit, and equipment financing. It also provides online banking, account analysis, combined account analysis, commercial sweep, remote deposit, ACH origination, payroll direct deposit, merchant, business debit card, and cash management services. The company was incorporated in 2006 and is based in Lakewood, Colorado.
About UniCredit
UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services. In addition, it offers transactional and risk management, and strategic advisory and funding services; group trade and correspondent banking services; and payments and cash management solutions. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. The company was founded in 1870 and is headquartered in Milan, Italy.
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